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hello i have just been sent letters fron hfo regarding a barclaycard account. one was a notice of assignment from hfo then a few days later one fron barclaycard. i called barclaycard and they told me they sold the debt to hfo in sept 2007 and that they wouldnt have sent this letter. i asked barclaycard to sent this in writing but they refused. i recieved a letter from hfo along with a printout of my credit file and then another saying i had 72 hours to respond otherwise they will start legal prodeedings against me along with another printout of my credit file how should i deal with this?

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hello i have just been sent letters fron hfo regarding a barclaycard account. one was a notice of assignment from hfo then a few days later one fron barclaycard. i called barclaycard and they told me they sold the debt to hfo in sept 2007 and that they wouldnt have sent this letter. i asked barclaycard to sent this in writing but they refused. i recieved a letter from hfo along with a printout of my credit file and then another saying i had 72 hours to respond otherwise they will start legal prodeedings against me along with another printout of my credit file how should i deal with this?

 

Best to post your docs here so people can see what you are up against.

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Keep posting any old stuff so you can get your post count up; you need 20 posts to attach documents. in the meantime, get scanning what they have sent you.

 

A subject access request to Barclaycard is a must, as is a CCA request to HFO.

 

Can you provide any more history on the account?

 

Is the notice of assignment dated recently? Or backdated?

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ok ty i have been reading some threads but given my username which by the way is the one i use for bingo has made some people a bit suspicious but i can assure i am genuine.

What this Bingo

 

bingo-banana-splits.jpg

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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