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    • Thank you all for your replies  I am obviuously over thinking things best to continue to ignore  onlymeagain  
    • As advised statute barred debts are dead...if your alive or dead......so are CCJs that are over  6 years old and have never been executed or secured against property by way of a charging order.......no matter how much your estate is worth.
    • I booked several rooms with FABHOTELS.COM - I have made sure the rooms were cancel able and due to the condition in India regarding Covid becoming very bad I cancelled the rooms and my visit to India and will not be travelling for the foreseeable future, I then checked my account and they have stated there can be no refund back to my card but I have to accept their room credits to the value of £478 valid for 12 months when they will then expire if I do not use them by that date, I have contacted them on several telephone numbers and via email, they have refused to issue a refund : stating it is their policy to issue only rooms credits and these will expire in 12 months, they have advised they have the right to do this under the contract and under Indian law, I have raised a SEC 75 claim, via the credit card company however they have not advised what the above means and stated it will take 11 weeks for a response, I am concerned that a refund has been provided and the cancellation has been approved as such as a refundable cancellation, albeit they have stated no refund to the credit card can be made. I have sent the following to them and their response has been - we are unable to assist further - I have now concern how they can do this when the law does not allow this to be possible? The issue that I have experienced was: Disgraceful behaviour by Fab hotels in holding cancelled bookings in an expiring account when cancelled fully - NO REFUND ISSUED? Please can you refund the full amount to my credit card as due to the Covid restrictions there is no guarantee I will be in India in next twenty four months I await your refund back to my with the Credit card Company as I am not able to use the Credits expiring in 12 Months, I have been in touch with the credit card Company and they have confirmed they will be looking to FabHotels to refund back to the Original card as part of the Sec 75 Laws where a cancellation has been made and the payment has to be refunded back to the Original payment card. I have not been able to confirm I will be using the credits and therefore in order to safeguard my funds these needs to be back into my, If this is not accepted then I reserve the right to take the matter further for a investigation and chargeback as I have not authorised the payment and the reservations have been cancelled. Please can this be escalated to a senior manager and a refund issued back to the Visa card. If this is the Customer experience I have to endure then I will make it quite clear that this i not acceptable that you take money and put it into a expiring account and then ask me to contact you to get the extension, this is not customer service, I am deeply distressed by your action as there are no other Booking agents who are doing this to their customers, especially considering the hotels have been accepted as cancelled and a refund issued but held in expiring account.
    • That's logical and correct DX,  and how I understood it to work if they can't pursue the debtor  for the debt whilst they are alive, it can't be resurrected and charged against the estate or demanded personally from executors who knew diddly about that SB debt..
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Mungypup

it's that time of year, what's your favourite winter warmer recipe?

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I can't seem to find our old recipe thread :sad:. Anyway, as the nights are getting darker faster and the cold is creeping in, I was looking for some inspiration for some nice winter warmers. Although I like the food we usualy have, it's nice to have a change sometimes and I was wondering if those cheffy types out there had some ideas, or just what you like to cook on a cold night? I'm going start it off with a very basic simple beef casseole/stew.

 

Handful of thyme (medium bunch) tied with cooking string

2 bay leaves

2 beef stock pots in 600ml water

1 tin peas

1 small tin potatoes

2-3 carrots

2 stick celery

1 onion

400g good quality stewing beef

I heaped Tsp Marmite

I heaped Tsp Mustard

2 table spoons Worcester sauce

1 small cup red wine (Merlot or whatever you prefer)

Flour

 

Makes about 3-4 decent portions

 

Fry chopped carrot, onion, celery, thyme and bay leave until soft. Add beef, quickly add marmite and mustard and mix briefly. Add 2 tsp flour and mix well. Add wine and stock. Add peas potatoes and Worcester sauce. Cook on very low for 1 and ½ to 2 hours.


Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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1 Medium Camel

4 Lambs

20 chickens (Rosted)

150 Eggs (Boiled)

40 Kilos of Tomatoes

Salt and Seasonings

Mixing Instructions:

1. Stuff eggs into tomatoes

2. Stuff tomatoes into chickens

3. Stuff chickens into lambs

4. Stuff lambs into camel

5. Roast until tender

Serves 150 people

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pasty supper

 

ingredients..

one pasty.

 

method..

 

eat pasty.


 

 

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Shame I'm only 5ft 2 8)


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:-(

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Guest wino

Tea bag

boiling water

milk:wink:

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