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Tacit letters, are they of any use ?can you bill a dca?


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A friend has told me about a procedure where you send 3 Tacit letters to debt collectors. 10 days apart which basically ask them to prove they have a right to chase/collect the debt etc,


Seems like alot of legal jargon to me, but my friend says it forces the dca to supply

more than just a cca, and also have to provide an invoice etc, and if they dont after your 3rd tacit letter you can start billing them if they carry on trying to contact you or try to collect on the alledged debt , on the basis they have now entered a legal contract on your terms for failing to provide any proof they have a right to collect etc


Is there any truth in this ? or will all 3 letters just go ignored by the dca anyway


Anyone any experience of these 3 tacit letters and how effective they are?



DB x

Edited by dizzyblonde1966
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I know some folk have charged creditors for the time spent answering the phone and reading letters. I'm all for it. DCA a known for ignoring letters.

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