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bunniesimz78

could my cahoot loan be unenforceable???

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I took out a flexible loan with cahoot in 2005 or 2006. This loan basically worked like a credit card, meaning that it never had a term of repayment and i would just pay the monthly instalment due, like you would a credit card. However I got into financial difficulty and the CAB advised to write to all my crediters with an offer of £1 per month. when i took this loan out, orginally it was for £9000 and with all the interest and charges has arose to £10300, I have successfully gained the PPI back because it was unnessarsary. could this loan be unenforceable?? I do have some of the credit agreement, but really do not know what i am looking for??

 

please someone help!!!!

 

Kelly

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I have been to the finiancial ombudsman but they seem to think this is fair?????

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Hi bunnie

 

If you scan, post, removing all personal details and reference numbers the guys here can have a look for you.

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