LOG BOOK LOANS<3rd Party victim, Help needed if possible,

[stressedlady]

Same old story,Agent came to my door 22nd october said at first he was a court bailif when asked to prove who he was said he had left ID at office, he had a handfull of paperwok but was reluctant to show me anything,so he was sent away as the car was not here at the time,(it has been parked up now and ive forgoten were i left it ,after reading posts on here ) He left a card to call the agents office and have not as yet, i bought the car june and have never had any dealings with log book loans,as anyone any ideas what i can do to keep my car?

[MARTIN3030]

Welcome to the site.

So who is the car from ?

Can you pm me the number from the card he left ?

[stressedlady]

private sale, got all the details,reciept. many thanks

[cctv engineer]

private sale, got all the details,reciept. many thanks

 

 

Hi. stressedlady. good idea to hide your car. just remember the repo **** will try to follow you. so keep a good eye out. can you let us know what area you bought the car from. and how long have you had it for.

[MARTIN3030]

Ok thanks.

Will look at something tomorrow.

 

 

oops I mean today...is that the time ????

[stressedlady]

to cctv, had the car june, live in the southwest, many thanks,

[cctv engineer]

to cctv, had the car june, live in the southwest, many thanks,

 

 

Hi stressedlady. the next step is to get a copy of the bill of sale. but with you not being the loan owner you will not have the details to apply to the supreme court. with being a 3rd party you will have no details at all. for around £100 you can have a solicitor send letters. 1 to the repo company asking to leave you alone and another to lbl requesting there interest in your car along with a copy of the bill of sale.

why i say to use a solicitor is for two good reasons. lbl must reply to your solicitors request. and it will also stop lbl from reporting the car as stolen. which will be lbl next step if the repo guys cant get your car. so when the police call you just direct them to your solicitor. the next step now is for us to see your bill of sale for the car.

[Hip_Hop]

Welcome to the CAG Stressed lady. You are in excellent hands.

 

CCTV has personal experience as a 3rd Party victim himself. He will be able to assist you directly as he has for others too, who were in the same position as you.

 

He personally had the Bill Of Sale assigned to his vehicle thrown out at Chester Court in the spring. see http://www.consumeractiongroup.co.uk/forum/showthread.php?258303-won-won&p=2917497&highlight=#post2917497

 

I am positive that with his 3rd party personal experience and with the help of other Caggers, you will be able to join the ranks of those that have got one over these log book loan companies, who look to exploit innocent 3rd parties using archaic legal instruments.

 

Don't forget to keep the forum updated on how you are progressing-As and when it is safe to do so. They do trawl the forums.

 

Good Luck

 

Hip_Hop

Edited October 26, 2010 by Hip_Hop
link added

[stressedlady]

Thank you all i have started to get the process in motion,by the way did cctv mean the BOS fo the car,with lbl or my bill of sale from whom i bought it of, many thanks,

[Hip_Hop]

Thank you all i have started to get the process in motion,by the way did cctv mean the BOS fo the car,with lbl or my bill of sale from whom i bought it of, many thanks,

 

It is my understanding that CCTV is referring to obtaining the Bill of Sale from Log Book Loans, as it is that Bill Of Sale, that their recovery agents are looking to rely upon, to seize property, (the vehicle) that they are claiming is the property of their client.

Edited October 26, 2010 by Hip_Hop

[jolygreengiant]

Hi Stressed

 

Put everything in writing

 

email:

 

[email protected]

 

[email protected]

 

Requesting the BoS

 

There are many things that can be wrong with their paperwork that invalidates it.

 

As a third party victim the Loan Agreement cannot be used against you, only the BoS.

 

If BoS invalid, your OK.

 

 

 

Good luck. Check out my problems. It will cover what to look for.

[Hip_Hop]

Ah...JolyGreenGiant,

 

Another victor over the dreaded LBL stressedlady, whose tale is worth reading, and another example of a Cagger who was able to convince LBL to drop their unlawful chase of a Bill Of Sale against an innocent party.

 

Thankfully, LBL didn't contest the legal case against them in the end, that JGG was able to mount.

 

He is yet another shining example that hope is out there for all those who have been unlawfully hounded by the firm that likes to use archaic legal instruments to unlawfully seize the property of the innocent!

His story can be found here

http://www.consumeractiongroup.co.uk/forum/showthread.php?172075-Log-Book-Loans-want-to-take-my-car.-I-dont-owe-then-anything.

 

Out of interest, does anyone know the backgrounds of April Nardulli, Robert Gale or Christopher De Bie? I ask as none appear to be qualified Solicitors but do claim to have some legal training? Legal Exec or Paralegal perhaps?

 

Anyway, none of them appear on the Web to have had any past when one does a search, they just seem to have suddenly appeared? Very Twilight Zone.

 

I presume that these are not their real names? A wise move if that is indeed the case?

 

It does beggar the question, who in their right mind, (if they do possess, bonafide legal qualifications),would own up to be associated with a company that is minded to have it's Consumer Credit Licence shortly revoked, due to its unsavoury seizure practices?

 

Just thought I would ask?

Edited October 27, 2010 by Hip_Hop
clarity

[stressedlady]

thank you all, it gives me alot of hope,

[Hip_Hop]

thank you all, it gives me alot of hope,

 

That's what a forum should offer. Hope, support and practical advice. Like all forums, you should treat all advice initially with caution unless independently evidenced or is from a member whose advice has an audit that stands up under scrutiny. I only say this as it is a public forum, open to all. Just my penny's worth

[stressedlady]

At last, today i have received the BOS, any ideas what i am to look for ,many thanks,

[jolygreengiant]

Dear Stressed

 

Many things to look for.

 

Dates, signing, Loan Agreement, conditions, etc etc etc this is covered in many other threads.

 

Feel free to check them out

 

Good luck