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    • You will be subject to the same laws notice periods and protections as with any length of contract.    From my own and other’s personal experience I would treat it as an amber warning light to start putting out feelers into what’s out there on the market   A 6 month contract is great for people who might be waiting for a new build , or having renovations done on their own property. For someone like yourself who wants security it might well be time for you to consider moving on.
    • Thank you. You still haven't given as much information. We need more. Please will you tell us who the retailer is – are they in UK or elsewhere? What was the item and what is its value? Did you declare the correct value? Or did the retailer declare the correct value? You say you paid by credit card – not a debit card against your bank account? Please read around all the Hermes threads on this forum. There is lots of good information there. In particular understand your rights under the Contracts (Rights of Third Parties) Act 1999.
    • I am sorry, but without seeing the contract, and knowing what is on it or what effect it has, it is impossible to say.     
    • A16 BYN is the plates that the car was advertised with, and obviously the plate which I checked the mot history with, I also thought the same that the website maybe hadn't been updated with the most recent mot that the dealer had got done, I asked for the original plate number whilst doing the logging in to my bank account, to pay both the dealer and the shiply transporter. Bearing in mind I had told the dealer around 6pm that I would get the deposit sorted out when I put my son to bed, that gave him every opportunity to send me any pre contract details etc. Just over an hour later (son still wasn't in bed) asked for the address of where the vehicle was to be picked up from as I couldn't accept the quote for the transporter without that information. Less than an hour after that he whatsapped me asking if I still want to buy the car because he's getting enquiries from other interested parties and is telling them that he's sold the car to me (no deposit  paid as yet). I then replied a few min later having finally got my son to sleep.    Anyway between me sorting out the details and where to pick the car up from, log into my banking to pay deposits etc he'd  messaged me the original plate no... which I didn't see until after I'd done all the aformentioned.    I decided to check the history on that plate as like yourself I had been confused about the mileage, low and behold there was the most recent mot containing 5 advisories which were never mentioned to me. Another thing I can't really understand is the expiry date of the mot before that either and I did query all of this with the dealer, only to be told that cars in Scotland are renowned for corrosion issues...and that if I had checked the mot history I would have seen them, I explained I had checked the history on the plate in the advert as I had no knowledge of what the original plate numbers were and he told me that the most recent mot was under the plate in the advert. Most certainly the mot certificate he then sent me on whatsapp had the advertised plate on the certificate,  however, it wasn't showing up on the dvla page.    By this stage I was irate with him for several reasons, for not notifying me of the advisories and telling me that he had checked the dvla and the most recent mot was showing up on the advertised plates, I then screenshot the page with the expiry and this car is not mot'd information, and 2 for telling me that cars in Scotland are renowned for corrosion issues!    Had he simply said, the car is 18 years old you're going to expect to have some corrosion at some point, I'd have been a bit more tolerant at that stage. Apon checking the history on the original plates, it transpired it passed the last MOT previous to the most recent one on the same day the advertised plates ran out, I still haven't quite fathomed out what is going on regards to this. However the previous mot showed no corrosion issues and as it hadn't failed on that basis, I would get the panel beater sprayer mentioned in an earlier post to have a look at it, and sort the issues out re that, also the main reason I had the car delivered to my dad's address as that's also the area where the panel beaters business is.  
    • I had a similar thought, TJ. The Guardian has done an explainer of the rules as of yesterday.   Someone said that if the government, had retained public trust, they might not have needed stringent measures like this.   https://www.theguardian.com/world/2020/sep/28/england-new-coronavirus-restrictions-explained
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .

Benefit entitlement Review PLZ HELP - im worried i will lose my home!


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hi have had so much great advice from here seems more i get more i need , things are comin thick n fast ! ok here goes

 

i was made redundant in april this year after family business went into liquidation , i have huge personal debts from business and i have a mortgage. I was awarded income support in april as i have a 7yr old daughter and i am single parent , i was also awarded smi benefit which is covering mortgage as i had to put it too interest only. I have gone back to college full time to try and get some qualifications !! all was ok but now i have letter saying i need to be assessed because my daughter is 7 ... will i still be entitled to income supprt and smi ? there is no way i can afford mortgage payment without it . i am so frightened they were really horrible in my first interview and i came out in tears ... i have lost my job , my cars been repossessd , im in serious debt and getting brick walls constatntly ... if anybody can give me some advice what i am entitleted to i would really appreciate it xxx

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Hi chedworth98, your smi will continue but you'll have to inform them of your change in circumstances i.e. being moved from I.S. for lone parents onto JSA.

I have gone back to college full time to try and get some qualifications !!
I think that there is bad news on this because you'll have to sign the "jobseeker's agreement" and this requires you to be available for work, furthermore, after a period on JSA they can oblige you to participate in some sort of "work programme" which may clash with your college attendance.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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duplication of the post above due to buggy forum software (hanging) failing to confirm successful post.

Edited by loan_ranger
duplication of the post above due to buggy forum software (hanging) failing to confirm successful post.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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hi thankyou , i have been trying to use the benefits advisor , but its too restricted , and it says im not eligible for jsa because im in college full time !!! i dont no if i can get another form of benefit ??? iv looked on student finance but because im doing an access to higher education it seems i cannot get mature students grant because u have to be at higher education level !! our system is pathetic i worked full time for 12yrs with no benefits and now i need a bit of help they kick ya while ya down. im trying to study to get a degree to be a social worker which is something they keep saying there is a lack of and there overworked no wonder if wont help anybody study for it !!! i came out of last interview feeling hopeless .... god knows what will happen on 28 th ... x

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chedworth98 Re: Benefit entitlement Review PLZ HELP - im worried i will lose my home!

hi thankyou , i have been trying to use the benefits advisor , but its too restricted , and it says im not eligible for jsa because im in college full time !!! i dont no if i can get another form of benefit ???

This is what I thought but didn't dare to say, the move to JSA means that you'll be obliged by the rules to leave college or lose your benefits.

There may be a way around this e.g. the Open University.

About 10 years ago I got accepted by the OU and the course fees were covered by a bursary award from them because I was on a qualifying benefit.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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i think this might get duplicated my original reply has just disappered lol !

what is the difference is jsa to income support ? apart from looking for a job but in money terms i will be on exactly the same pay ?? i did enquire to open uni but they said access course was better for the line of work i wanted and because of no qualifications ... who do you think i should ring ? will i be classed as benefit fraud for not declaring starting college ? i didnt think i had to because not recieved any grants or anything ... x Thanks for replying x

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Hi Chedworth,

 

You should be able to stay on IS untill your course has finished,

your Lone Parent Advisor should confirm this for you when you attend your interview. It is important you attend your LPO interview because if you dont they will close your IS if you fail to attend twice,

 

http://www.dwp.gov.uk/docs/lone-parent-pack.pdf

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i think this might get duplicated my original reply has just disappered lol !
The forum board up-graded software really sucks!

what is the difference is jsa to income support ? apart from looking for a job but in money terms i will be on exactly the same pay ??

Flexible New Deal (see: an account of a real person's experience of a New Deal boot camp), the replacement schemes under the con/dems "work programme" and the possibility of doing "work for your benefits" could occupy you for 30-40 hours mon-fri, apart from that I believe that there are JSA rules whereby a claimant becomes ineligible if they are attending college.
i did enquire to open uni but they said access course was better for the line of work i wanted and because of no qualifications ... who do you think i should ring ? will i be classed as benefit fraud for not declaring starting college ? i didnt think i had to because not recieved any grants or anything ... x Thanks for replying x
Part of the JS Agreement is "being available for work", going to college is incompatible - sorry, but by their rules it might be bye bye benefits! While I was writing this MikeyD has come up with something more useful (above).

Regards "which course", talk to the OU and try to talk to an admissions adviser, explain your new situation and have your options reconsidered, perhaps a B.sc.(hons) psychology, social sciences or nursing may be appropriate to your chosen career path.

Edited by loan_ranger
added comments

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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I think the OP will able to stay on IS untill she has completed her full time education on the course she is enrolled on now. :)

If this lasts for one, two or three years then she is entitled to complete this course. BUT if she were to come off that course and starts another one then she will not be entitled to IS

 

the LPO officer should be able to advise her. ;)

Edited by MIKEY DABODEE
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update : went to benefit review , the women was new and lovely , there computer was not saying a date to come off income support even though my daughter is already severn she updated with college and said i will eventually get a letter to come off income and then we can discuss whats available , i may have already finishe college by then ! so all ok panic over but thanks for your advice anyway xxx

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