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Hi all, I have been using this site for a year now, and was pretty desperate when i first wrote. I was being intimidated by loads of debt collection agencys and was pretty much on the verge of a nervous breakdown. I was going to borrow money, get a loan, consolidate my debts anything to get the situation over with. Thank god i didnt. Having got advice from loads of great caggers, and reading through the advice on this site, in a year i have got a handel on my debts, My main problem was the phone calls day and night and the threats of court action. They are trying it on....Stand up to them and believe me it gets better. Yes i still have some debts, but i dont get harrased, and i dont take any nonsense. I can answer my phone again lol.

If you are in the same situation, get advice from here and dont pay someone else to sort it out, be strong, act confident when dealing with the xxxxx even if you feel like your gonna wet yourself. You are in control of your situation if you take charge and at the end of the day they are some little xxx on the end of a phone trying to feel important and probably being paid on commision. I owe CAG loads for the help i have had and cant say thanx enough. I use the site still if im unsure about something or a companys motives. I hope this little bit of info gives you some hope too, there is a light at the end of the tunnel keep on walking xxxx:lol:

Edited by IdaInFife
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Hi Ibis,


Glad you are getting there and like hearing how things are 'down the road'


Ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.


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  • 8 months later...


Welcome to The Consumer Action Group.



I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.


Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.



Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.


It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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