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Hi everyone I am looking for some advice for my dad, he has a credit card which must be over 5 years and had an agreement with lloylds tsb to pay 30 pound per month, this year he has been finding his payments difficult to pay and spoke to lloylds tsb and completed an expenditure form over the phone and they agreed that he could afford to pay 10 pound (my dad only income is benefits) he received a default notice today mentioning he had money outstanding and needed to pay it by 2nd november

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They are going to mark his credit file 'in default' but by law they have to give him the opportunity to remedy the delinquent a/c before they do.

Anthrax alert at debt collectors caused by box of doughnuts


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