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Shoosmiths fee charge


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Hi There, not posted for a while, things have been quiet, luckily enough. Have been dealing with Shoosmiths to pay arrears on our mortgage, been doing ok but my wife lost her job 3mths ago. We have been doing our best and talking to everyone. Then today a letter turns up from them saying that in accordance with our mortgage T&C they are adding £202.25 fees to the mortgage and it will attract interest at mortgage rate.

Are they allowed to add these charges?

and what can I do about it?

Any help would be gratefully received. Thanks

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somehow I cant see that being in your t&c's, write to the mortgge company and demand a copy of the t&c's so you can check it out




Getting There Slowly



Advice is given freely but is in no way meant to be taken as Gospel:-)

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Spoke to Shoosmiths today they say that Future Mortgages have changed the T&C's to include that. Person we spoke to has been fielding calls from irate customers. Are they able just to change things like that? I haven't been sent anything to sign!

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