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    • Being objective, it could be that they accept you've cancelled the DD mandate and you can no longer access the gym.   But that does not rule out them arguing that you cancelled early or without the notice they require.   Let's not second guess though - let us know if they come after you for more, or if they let it rest.
    • I'm asking this as a result of a recent experience as i know some of you are really knowledgeable about disciplinarys. I know it's going to sound a bit cryptic but here goes.   So without giving too much away, if a local authority staff member is caught somewhere they should not be, doing something they should not be doing (usually a criminal record)  & when confronted by a member of the public tells that member of public to F' off, makes derogatory remarks about them, then on camera gives them the middle finger (all backed by witness statement), what sort of hope does that person have of retaining their job?   Clearly gross misconduct, but realistically is this survivable?
    • ROFL Says the person who almost exclusively just posts his unsupported 'opinion', ... which actually seem to come straight from Boris the Liars Puerile book of Populist Jingles (2nd edition) - but that is the populist way isn't it whether Russian troll bot or actual populist on a forum - point the finger of their own failings at others.     Back to reality: People just have to google 'Johnson foreigner lies' to get swamped with examples,   - or just 'Johnson lies' to get his divisive hate and division peddling on everything  racist/foreigner bashing/ misogynistic/the list goes on .. peddling to name but a few.   Heres just a couple of examples from literally thousands across the world: https://www.mirror.co.uk/news/politics/37-lies-gaffes-scandals-make-18558695   https://www.businessinsider.com/boris-johnson-record-sexist-homophobic-and-racist-comments-bumboys-piccaninnies-2019-6?r=US&IR=T   https://www.independent.co.uk/voices/boris-johnson-brexit-middle-east-priti-patel-israel-balfour-robert-fisk-a9030356.html   https://www.newyorker.com/magazine/2019/06/24/the-empty-promise-of-boris-johnson   Now your turn to catch up supporting your many 'opinion' posts Mr unsupported populist opinionist. .. .. A little help: Try googling 'boris Johnson competent' oops that  wont help you.      
    • I had some good news on this yesterday as the dealer refunded me in full. This wasn't without a fight though and he was digging his heels in. I did mention my rights several times and dismissed his claims regarding a warranty.   I was due to drop it off at his mechanics yesterday but they were closed until Monday. He said he would get the issues fixed before reselling it. I've checked this morning and the car is listed back on Autotrader. It's obvious they don't care.   Thanks all to helped on here.
    • So if this is a claim for all losses including your uninsured losses I am not sure why you would not be assisting. The court claim in your name as you are the party looking to recover losses as a result of the accident. The Insurers or their legal people will do all of the work.
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    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
      I’m so stressed,
      can u appeal this or should I just accept it?
      Thanks for reading 
      • 16 replies
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Hello all,


Hope you can help me with a problem I can't seem to shift.


Myself and partner have been living in our current residence for about 2 years now, I work full time and the OH is on benefits and may never work again.

When we first moved in I agreed to pay the Rent and Council tax, the OH agreed to pay the bills as we didn't think they would amount to much (which has proved to be the case) and jointly we would share the cost of the shopping and stuff.


The first year end was met with a huge bill from Swalec, we had had a torrid time with the radiators taking ages to come on and the heating wasn't working right which through the letting agents was eventually sorted, we eventually found out after all these repairs was that the pump on the water tank was faulty, thus causing us to use more gas to hear the water explaining the bill.


It was about £200 the OH said she'd get a DD set up and sort it, fair enough :)


Come march this year we were at logger heads, arguing, shouting and all sorts... when you have a 2yr old in the house it isnt really the attitude parents should have towards each other.

I couldn't understand the problem, thought it could have been the stress with the baby etc, but no seem'd fine it was only towards me, especially when I got home from work.


Then a Swalec bill arrived for both gas and electric... the OH hadn't been paying the bills and we owe'd about £500 I can't remember the exact figures.


So I looked at my income and expenditure and hers and decided if she looked after the shopping, tv license and water bills I would cover everything else.


Suddenly our relationship got better, I felt better so did the OH until Swalec told me I could only pay off arrears over 6 months which worked out around £87 PPM.


After the 2nd month I had to cancel the DD as I just couldn't afford it, I paid off about £100 over the next 3 months then the latest bill arrived (quarterly)taking the total to just over what the original arrears were.

Again tried to set up a DD same amount as I paid off some over the phone and online.

Subsequently cancelled the DD again as I can't afford it again.


Both times I have spoken to Swalec I have been told we use about £33-35 pounds a month in electric, I work during the day, OH goes to her parents or out in general so no-one is home, only fridge and internet hub is left on.

I can afford our monthly usage no problem but just can't afford to pay off the arrears in 6 months, is there anything I can do to change this? I don't want a payment meter, we have no need for it but these arrears are becoming a burden fast, even 8-9 months I should shift them I just don't know how to put my point across.

Swalec have never been funny with me on the phone and I bear no grudge but I just cant do the 6 month thing.


Any help would be much appreciated :)



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