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    • Not sure about the lease read through all the documents i have and couldnt find anything about parking. Contacted the management Office to get a copy sent to me. When i complained to them about the ticket they told me to appeal so they clearly don't care.      and yes it's a gated underground parking area with key fob entry. 
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    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
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laalinz

Us V Halifax/Albion

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Hi,

 

I have other threads regarding other credit cards and Catalogues. Am starting this one regarding Halifax as I find your advice on here fantastic. Also I find it a good record of dates as I tend to post when I recieve letters or send letters.

 

We have missed a few months payments on our Halifax Credit Card. Have drafted a SAR today and will post tomorrow when I can get to post office.

 

Have been hounded by them by telephone, I find Halifax are one of the worse for ringing. Sent a harrasement by telephone letter to them ages ago, recieved a response saying that they were looking into my complaint, phonecalls continued.

 

All went quiet then recieved a letter telling me a representative would be calling (still waiting for that) Sent the letter regarding doorstep collectors to them.

 

Started getting 'urgent' phonecalls at the begining of this week from Halifax they were even leaving their names sounding all friendly. Never returned these phone calls.

 

Today I spoke to a lady from Albion, was quite prepared to discuss this account with me without any security questions?!. Told her to remove our telephone number from their system as we have requested countless times for all communication to be made in writting.

 

Here we go again! Passy the letters and the dance of threats.

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Not sure if this is the correct way to ask a question but here goes. My Husband and I have an overdraft with the Halifax and due to ill health and company going into liquidation we were unable to pay this overdraft off. We posted out to the Halifax our income and expenditure and offer of payment £1.00 monthly payment which the Halifax agreed to. We have kept this up now for a year without any blips and as soon as our finanicial circumstances change then we thought this would go on, but last week we had a phone call from a Solicitor saying the Halifax wanted the money in full, my Husband explained everything to them and they said we have to fill in another income and expenditure form send it back to them then they will escalate this to the Halifax if we don't pay them in full. Can anyone help us please we don't know what is going to happen now..

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Not sure if this is the correct way to ask a question but here goes. My Husband and I have an overdraft with the Halifax and due to ill health and company going into liquidation we were unable to pay this overdraft off. We posted out to the Halifax our income and expenditure and offer of payment £1.00 monthly payment which the Halifax agreed to. We have kept this up now for a year without any blips and as soon as our finanicial circumstances change then we thought this would go on, but last week we had a phone call from a Solicitor saying the Halifax wanted the money in full, my Husband explained everything to them and they said we have to fill in another income and expenditure form send it back to them then they will escalate this to the Halifax if we don't pay them in full. Can anyone help us please we don't know what is going to happen now..

hi i would continue to pay the smelifax the £ 1 per month. which solicitor phoned you? if your finanicial situation has not changed then indeed send another I/E form . i find it strange that a solicitor would call you with reguard to this matter.

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The solicitor is Fairfax Solicitors in Leeds.

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The solicitor is Fairfax Solicitors in Leeds.

 

ok , phone the solicitor at fairfax in leeds and tell them to send you a letter! with reguard to this matter. post it up or type its contents on your thread should they reply.

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Recieved a letter back from Halifax saying they had recieved my SAR request. Onwards and upwards with these then :)

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recieved my SAr today and it seems like we have been paying Payment Protection.

 

Now I am getting a dab hand at working out late payments etc with interest but this is a new one on me. Can anyone point me in the right direction for some reading material please :-)

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