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    • Peter,   I bet theres lots of overdrafts being recoded as a status 6 instead of a default contrary to the ICO guidance. This way the overdraft never becomes stat barred and like you say is valued more than a defaulted account. Most debtors are oblivious to this.   Anyway just after id paid £2.20 to send the letter recorded deliver Barclays rang and asked me to email it them.    Regards            
    • It is not a fine as for the supposed changes to date we,ve seen no instances of if it does actually change your position, nor that it did change anything north of the border   there is still no such thing as trespass in Scotland..   it will be interesting to see what their letter of claim will be too as the pre action protocol doesn't apply either
    • Hi.   You're in good hands with BF and Andy.   Is it these people?   http://www.decorium.co.uk/   HB
    • There has been no reply to the above question and so I am assuming that the claimant is prevented even from revealing that information. We have to respect their adherence to the agreement. However, nothing prevents me from speculating that the mediator would not have been allowed to impose a gagging agreement on either side and so I speculate that it is Hermes which wants to hide behind a gagging agreement and to prevent disclosure of how the negotiation went and how they were eventually obliged to pay the claim plus costs. Of course if Hermes really want to play this game of trying to gag people – then fair enough – but what it means is that people might decide to resist the gag from Hermes and instead insist on going to the County Court for hearing. Hermes will not be entitled to gag people when there is a County Court judgement against them. When there is eventually a County Court judgement against Hermes which discredits their prohibited items list for last items and discredits their so-called insurance scheme and also discredits their attempts to hide behind a contract with Packlink – when these things eventually happen then Hermes and the rest of the courier industry will be exposed. Then there will be a tsunami of claims and also I hope there will be a tsunami of back claims from people who have been unfairly/unlawfully deprived of their proper compensation because of the unfair treatment by Hermes and the other players in the industry.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

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Do you take the Daily Mail per chance?

 

No. Do you take the Mirror?

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Over to Fred the Bigot...............

 

 

What!!!!

 

What exactly in my statements has led to that ignorant and utterly defamatory allegation? Learn how to use the English language properly, in particular the use of paragraphs and maybe, just maybe, somebody might take your point seriously. In the meantime, perhaps you would like to explain to the world how it is that making a serious point in a mild manner means that I am bigoted.

 

I wait more in hope than expectation because, having read your rant, I really don't think you have sufficient intelligence.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Tough on paragraphs

 

Tough on the causes of paragraphs

 

... but soft on grey matter.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Where have you all been these last years??.

 

Suffering under the Labour Tax and Spend regime.

 

This deficit was caused by Gordon Brown (you got something right at least) propping up the totally incompetent banking industry to stop everyone’s world from collapsing around their ears!. By pouring money into industry to stop the inevitable collapse of companies thus creating massive unemployment and reducing interest rates in order to slash the cost of your mortgages (If I didn't have a mortgage I'd be one more person in need of social housing - what's wrong with that?) in order to keep you in your homes! (who keeps you in your home?).

 

This tactic was adopted by every other country in the so-called free world with various twists to suit those countries. Alistair Darling also warned us that there would be a price to pay but that would not be paid until the economy was back on a firm footing because to rush into the wrong actions too soon would inevitably push us back into a recession and if you check back you will see that his predictions for growth are pretty well on track. It's a pity that Gordon wouldn't listen to Alistair isn't it?

 

Before the last election many of us who had suffered at the hands of the ****** tories, and some of us are still paying, tried to warn you about the dangers of putting these cretins back into power. There were many other areas that gormless george and dopey dave could have tackled without firstly creating a rage, amongst their supporters and other braindeads, against anyone who needs help from the benefit system. How far back do you want to go? I remember 1979 and the winter of discontent, rubbish in the streets, strikes every day, runaway inflation etc. etc. We all suffered then - under Labour.

 

If the payment of housing beneift is so disgraceful why does gormless george claim £23,500 a year in mortgage interest and his mate dopey dave £20,500 a year for properties that they rarely visit and charge us for the expense of running those properties when they themselves don't use them. Multiply this by 650 and that amounts to a great saving. (I see that maths isn't your strongpoint either then. Multiply 650 x 2 and you get 1,300 - double the number of MPs that we actually have. I presume that you mean 650 x 1 which I am sure even you could work out - and that would include the Labour MPs you are so keen on then?) Why not initiate a massive house building programme using the available labour thus creating jobs, reducing homelessness and bringing in taxes to help with the cost?. Good point, but who would occupy these houses? Why not stop paying all those people who, like the rats they are, left this country shouting how rotten it is but retaining their passports, just in case - eg Spain last year and still drawing pensions and benefits from this rotten country (made so by the last government). Why not make paying taxes compulsory and making avoidance illegal as well as evasion. Why not indeed?

 

Why not a windfall tax on estate agents and homeowners who, whilst now name calling Labour, sat on their arses and saw their home increase by 4 and 5 times the greatest rate of increase in history,, all unearned income! (A house increasing in value does not generate income. Sorry, but that's so simple a fact that even you ought to be able to understand it. Why not add an extra tax on people who place a burden on the social housing stock instead? I don't believe in that but it's just as valid an arugment). There were many other ways of attacking the deficit other than attacking the poor, weak and defenceless but then that is the measure of your average tory, witness the obscene cheering from those tossers in the commons. Witness the obscene cheering from the tossers on the Labour benches when , for instance, fox hunting was "banned" - class hatred at it's worst. I don't believe in fox hunting either by the way.

 

Why not tax the media to the hilt because they create the most trouble in this country folowing the maxim " don't let the truth spoil a good story!" ( anyone read any apologies to Tony Blair re: the " murder " of Dr. Kelly?? ). Any sign of an apology from Tony Blair for causing the suicide of Doctor Kelly or the killing of several hundred thousand Iraqis? Good idea by the way - tax the BBC. Then we can all pay an increased TV licence fee.

 

As for those who, apparently get their ideas from the media I feel sorry for you if you cannot work it out for yourself and you need someone to lead you by the nose!. You of course come to your conclusions entirely independently, without reference to newspapers, radio or television. Quite how you learn what is going on in the world or how you form your misguided opinions the rest of us can only guess at. I think what you really mean is that everybody who doesn't read the Mirror is wrong.

 

Over to Fred the Bigot...............

 

Back to you Einstein.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Where have you all been these last years??. This deficit was caused by Gordon Brown propping up the totally incompetent banking industry to stop everyone’s world from collapsing around their ears!. By pouring money into industry to stop the inevitable collapse of companies thus creating massive unemployment and reducing interest rates in order to slash the cost of your mortgages in order to keep you in your homes!. This tactic was adopted by every other country in the so called free world with various twists to suit those countries. Alistair Darling also warned us that there would be a price to pay but that would not be paid until the economy was back on a firm footing because to rush into the wrong actions too soon would inevitably push us back into a recession and if you check back you will see that his predictions for growth are pretty well on track.. Before the last election many of us who had suffered at the hands of the ****** tories, and some of us are still paying, tried to warn you about the dangers of putting these cretins back into power. There were many other areas that gormless george and dopey dave could have tackled without firstly creating a rage, amongst their supporters and other braindeads, against anyone who needs help from the benefit system. If the payment of housing beneift is so disgraceful why does gormless george claim £23,500 a year in mortgage interest and his mate dopey dave £20,500 a year for properties that they rarely visit and charge us for the expense of running those properties when they themselves don't use them. Multiply this by 650 and that amounts to a great saving. Why not initiate a massive house building programme using the available labour thus creating jobs, reducing homelessness and bringing in taxes to help with the cost?. Why not stop paying all those people who, like the rats they are, left this country shouting how rotten it is but retaining their passports, just in case - eg Spain last year and still drawing pensions and benefits from this rotten country. Why not make paying taxes compulsory and making avoidance illegal as well as evasion. Why not a windfall tax on estate agents and homeowners who, whilst now name calling Labour, sat on their arses and saw their home increase by 4 and 5 times the greatest rate of increase in history,, all unearned income!. There were many other ways of attacking the deficit other than attacking the poor, weak and defenceless but then that is the measure of your average tory, witness the obscene cheering from those tossers in the commons. Why not tax the media to the hilt because they create the most trouble in this country folowing the maxim " don't let the truth spoil a good story!" ( anyone read any apologies to Tony Blair re: the " murder " of Dr. Kelly?? ). As for those who, apparently get their ideas from the media I feel sorry for you if you cannot work it out for yourself and you need someone to lead you by the nose!. Over to Fred the Bigot...............

 

 

My eyes are bleeding - my brain hurts

 

If I could read it I suspect there might something in it - from a quick scan before my brain exploded it seems to be a rant against politicians generally - no problem there then...

Edited by SteveH2508
more thoughtful

Nationwide - Prelim sent 02/07 - MCOL filed 04/07 CHARGES SETTLED IN FULL!!

Woolwich- Prelim sent 04/07 - Offered 90% - 06/07 accepted

MBNA - Prelim sent 02/07 - CCA request sent 03/07 - CCA reply (illegible + no T&Cs) - DCA sent packing - Restons now trying - gone quiet

Citicard - Prelim sent 02/07 - CCA request sent 04/07 - replied 04/07 No contract & not enforcing!- passed to 1st Credit- gone quiet

Egg - Prelim sent 02/08 - 3 letters - full offer 03/08 SETTLED IN FULL!!

(All starry, rep, clicky thingies gratefully received!)

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My eyes are bleeding - my brain hurts

 

If I could read it I suspect there might something in it - from a quick scan before my brain exploded it seems to be a rant against politicians generally - no problem there then...

 

I preferred the unedited version. Needless to say, he wasted it.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I don't buy any newspapers, why would I when they're free online?

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Me too BB, although I don't think it will stay that way forever. The Times was the first to start charging and I expect others will follow suit in the not-too-distant future.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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No worries 'cos I can get BBC news 24 or even teh dreaded Sky news for free.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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OK, I HOLD MY HANDS UP REGARDING THE PARAGRAPHS - SMACKS WRIST AND HANGS HEAD IN SHAME!.

 

 

Right Fred, I will try to answer your snide remarks in turn but I do feel they will fall on stony ground!.

 

 

Don't try to twist the sentences Fred, you know that I said the GB caused the deficit as a result of his reactions to the WORLD WIDE CRISIS BROUGHT ON BY THE INTERNATIONAL BANKING DOLLOPS. Casting aside your destructive criticism and be constructive. What would you have done given the circumstances?, ignored it all, allowed the banks to crash?, watched your job disappear and your home repossessed?. Because what GB did was designed to stop that happening to you. you just refuse to acknowledge it!.

 

 

Your mortgage payment was reduced as a consequence of the Government cutting interest rates meaning that you are being helped by the Government to stay in your home just like someone receiving housing benefit.

 

 

I get help with housing benefit because private rents soar at a faster rate than private house prices. Total annual income for this pensioner couple is £10,100 with rent at £6900pa and rising at £50 per month per annum. Do I feel ashamed, no, if you can have help to stay in your home why shouldn't I after all I have paid my taxes for the last 55 years.

 

 

GB and AD didn't rush into any rash actions that would delay or destroy the recovery and they both explained it all. Where were you?.

 

 

You want to go back?, OK. Maggie Thatcher caused the destruction the british manufacturing sector for all time, she, almost, caused the annihilation of the Royal Navy down in the Falklands and gave away the PUBLICLY owned social housing stocks so desperately needed today. How about john major, 6 million unemployed including 2.5 million put on AA, 16% housing repossessions.

 

 

Come now Fred, you know there are 650 MP's in Parliament and the point being made was the sheer hypocrisy of two multi millionaires creating a public outrage against the poor on benefits when they themselves are cheating the public purse by thousands of pounds more!.

 

 

Now you are being silly!. Shall we start with the 55,000 people on housing lists in Devon and Cornwall alone. Get a grip man!.

 

 

I include my own family in my comments about deserting the ship as they all buggered of to OZ and NZ but at least they have become naturalised citizens of those countries yet they still claim pensions from this country and that is totally wrong,IMHO.

 

 

Agreement, at last, do people really believe that the rich pay taxes??.

 

 

This area is full of people who were given their council houses for £30K in London, sold them for 250K - 300K came down here paid over the odds for a local house, stuck 100K in the bank and assumed they are the lord and lady of the manor and attempt to turn Cornwall into London. That is turning assets into income is it not ?.

 

 

How do you place a burden on housing stocks?.

 

 

Class hatred, you'll be coming up with that other silly statement about envy next. In that case the cheering was the defeat of the Royal Mounted Cowards - 40 riders, 50 dogs versus 1 fox. get real fred!.

 

 

Come off it Fred, the greatest amount of civilian deaths were caused by their own neighbours and foreign mercenaries. It was only yesterday was it not that Wikileak said that the coalition forces were responsible for around 120,000 deaths over 6 years. Given that Saddam was bumping them off at 180 - 190,000 a year then 20,000 ,whilst being 20,000 too many, was a great reduction.

 

 

I don't read any newspapers nor belong to any communist parties, you right wing todders and your reds under the bed do make me larf!, but being a disabled old git I do have the time to watch parliament and its commitees in action and get to hear EXACTLY what is said and, therefore, do not need to listen to someone elses opinion as to what was said or indeed listen to and read total lies about what was said. eg Jon Sopel for the BBC in the 'Stan just before the election. Trying to s**t stir for Labour interviews the Lt, Colonel in charge of helicopters in the 'Stan He asks the Col; " you must be really concerned about Labours' failure to supply enough helicopters for you here in the ;Stan " replies the Col; " I have more than enough helicopters to fulfill all operational requirements and more on the way ". Throaty cough from Sopel and the interview was never shown again on the BBC, yes I did watch out for its repeat!. If you were of a fair mind you will have been aware that the BBC have " been after " TB since their Chairman had to resign after his third attempt to discredit TB over the cock up by the intelligence services over Iraq.

 

 

Finally, hooray he shouts, : BIGOT - A PERSON WHO IS UTTERLY INTOLERANT OF DIFFERING CREED, BELIEF OR OPINION.

 

 

sounds a bit like me really............

 

Sorry about the delay in editting this but grandson jumped on me and I hit the wrong button. Over to you Fred..............

Edited by FCC
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Right Fred, I'll try to answer your snide remarks in order but I suspect that they will fall on stony ground.

 

Don't twist the sentences. I sais that GB caused the deficit as a result of his reactions to the CRISIS THAT AFFECTED EVERY COUNTRY

 

I'm not sure what you expect when you make defamatory remarks, but I'm certainly going to respond to each and every cretinous comment made against me. As for replying, I wouldn't bother if I were you - you'll probably make a fool of yourself like you did first time around.

 

I know what you said first time - unwittingly you managed to hit the nail on the head. Brown's incompetence and mismanagement of the economy went on for years before the credit crunch.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Fred, we know that you're one of the fortunate amoungst us so why do you keep making imflamatory comments? You have, we don't...

Edited by babybear39
missed a word

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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BB, I don't know how you get the impression that I'm 'one of the fortunate'. I'm skint and being chased by debt collectors just like everyone else on here. I'm really not sure what it is you think that I have that everybody else doesn't, because it certainly isn't money. I'm happy enough with my life apart from the finances though.

 

I'm not going to sit idly by while some thick git calls me a bigot. Once the cretin has apologised for making that remark, I will stop showing his or her arguments up for the puerile crap that they are. I really don't see why I should let an outrageous remark like that go unanswered.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Share on other sites
Don't try to twist the sentences Fred, you know that I said the GB caused the deficit as a result of his reactions to the WORLD WIDE CRISIS BROUGHT ON BY THE INTERNATIONAL BANKING DOLLOPS. Casting aside your destructive criticism and be constructive. What would you have done given the circumstances?, ignored it all, allowed the banks to crash?, watched your job disappear and your home repossessed?. Because what GB did was designed to stop that happening to you. you just refuse to acknowledge it!.

 

Brown cocked up the economy long before the international banking crisis. Two words - 'pensions' and 'gold' sum it all up really.

 

Your mortgage payment was reduced as a consequence of the Government cutting interest rates meaning that you are being helped by the Government to stay in your home just like someone receiving housing benefit.

 

It wasn't the government that cut interest rates, it was the Bank of England who are independent from the government. For the first few years of the Labour government, my interest rates went up and up and up - but again, it was the Bank of England that made the decision, not the government. Before you point it out, I am fully aware that Brown made them independent - one of the few things he ever got right.

 

I get help with housing benefit because private rents soar at a faster rate than private house prices. Total annual income for this pensioner couple is £10,100 with rent at £6900pa and rising at £50 per month per annum. Do I feel ashamed, no, if you can have help to stay in your home why shouldn't I after all I have paid my taxes for the last 55 years.

 

I haven't said that you should feel ashamed, but I don't see why I should get penalised for having my own home - it seems to me that you do think this way though.

 

GB and AD didn't rush into any rash actions that would delay or destroy the recovery and they both explained it all. Where were you?.

 

Brown wouldn't rush into any decisions because a) he was a ditherer and b) he wanted to con the public into voting for him again. Darling wanted to do the right thing but Brown wouldn't let him and even wanted to replace him with Balls. I was probably at home or at work.

 

You want to go back?, OK. Maggie Thatcher caused the destruction the british manufacturing sector for all time, she, almost, caused the annihilation of the Royal Navy down in the Falklands and gave away the PUBLICLY owned social housing stocks so desperately needed today. How about john major, 6 million unemployed including 2.5 million put on AA, 16% housing repossessions.

 

IMF bailouts, 30% inflation, bodies unburied, rubbish uncollected - and so the list goes on.

 

Come now Fred, you know there are 650 MP's in Parliament and the point being made was the sheer hypocrisy of two multi millionaires creating a public outrage against the poor on benefits when they themselves are cheating the public purse by thousands of pounds more!.

 

Of course, Milliband, Balls, Shaun Woodward et al are all paupers aren't they? I think you'll find that some of the last set of cabinet minsters were among the worst when it came to ripping off the public. I agree in one sense that politicians are in it for themselves, but just shouting 'Tory toffs' or something similar is not much of an argument, especially when we know full well that Labour would have done pretty much the same.

 

Now you are being silly!. Shall we start with the 55,000 people on housing lists in Devon and Cornwall alone. Get a grip man!.

 

I'm not being silly. I'm just wondering how many of the new houses would go to British people and how many would go to newly-arrived immigrants.

 

I include my own family in my comments about deserting the ship as they all buggered of to OZ and NZ but at least they have become naturalised citizens of those countries yet they still claim pensions from this country and that is totally wrong,IMHO.

 

It's happened before - people go when they are being taxed to the hilt like they were under the last Labour government. Who can blame them? I agree that they shouldn't be entitled to benefits when they live abroad but this is just one of the idiocies of the way we are governed in this country

 

Agreement, at last, do people really believe that the rich pay taxes??.

 

This area is full of people who were given their council houses for £30K in London, sold them for 250K - 300K came down here paid over the odds for a local house, stuck 100K in the bank and assumed they are the lord and lady of the manor and attempt to turn Cornwall into London. That is turning assets into income is it not ?.

 

My house has increased in value since I bought it 13 years ago. I haven't made a penny in profit from that increase and never will, so why should I be taxed on it?

 

How do you place a burden on housing stocks?.

 

By using them. I don't, therefore I don't.

 

Class hatred, you'll be coming up with that other silly statement about envy next. In that case the cheering was the defeat of the Royal Mounted Cowards - 40 riders, 50 dogs versus 1 fox. get real fred!.

 

Like I said, I'm not a supporter of fox hunting, but it's quite clear that this was just a typical piece of nasty Labour class warfare in action.

 

Come off it Fred, the greatest amount of civilian deaths were caused by their own neighbours and foreign mercenaries. It was only yesterday was it not that Wikileak said that the coalition forces were responsible for around 120,000 deaths over 6 years. Given that Saddam was bumping them off at 180 - 190,000 a year then 20,000 ,whilst being 20,000 too many, was a great reduction.

 

OK, so Blair didn't kill as many as Saddam. That will be a great relief to him and all his supporters.

 

I don't read any newspapers nor belong to any communist parties, you right wing todders and your reds under the bed do make me larf!, but being a disabled old git I do have the time to watch parliament and its commitees in action and get to hear EXACTLY what is said and, therefore, do not need to listen to someone elses opinion as to what was said or indeed listen to and read total lies about what was said. eg Jon Sopel for the BBC in the 'Stan just before the election. Trying to s**t stir for Labour interviews the Lt, Colonel in charge of helicopters in the 'Stan He asks the Col; " you must be really concerned about Labours' failure to supply enough helicopters for you here in the ;Stan " replies the Col; " I have more than enough helicopters to fulfill all operational requirements and more on the way ". Throaty cough from Sopel and the interview was never shown again on the BBC, yes I did watch out for its repeat!. If you were of a fair mind you will have been aware that the BBC have " been after " TB since their Chairman had to resign after his third attempt to discredit TB over the cock up by the intelligence services over Iraq.

 

Blair lied about the threat to this country because his tongue was wedged solidly in Dubya's backside. There is no getting away from that and never will be. One day, hopefully, that deceitful b*****d will be called properly to account for what he did. That man was, still is, a liar through and through.

 

Finally, hooray he shouts, : BIGOT - A PERSON WHO IS UTTERLY INTOLERANT OF DIFFERING CREED, BELIEF OR OPINION.

 

sounds a bit like me really............

 

Yes, it does.

Sorry about the delay in editting this but grandson jumped on me and I hit the wrong button. Over to you Fred..............

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Wow. Just wow.

 

No one likes the spending cuts. That is the probably the only conclusion that we can reach which everyone will agree with.

 

It is also undeniable that spending cuts are needed - the only question is, how quick/deep should we cut and by being brutal, are we causing more harm than good? No one seems to know and I would submit that even George Osborne himself is slightly unsure as to how it will all pan out. The IFS seems reserved on the plan. It said that the Spending Review is "more regressive than progressive" and pointed out that the review was also unfair - resulting in the poorest and super rich being worse of... and out of those two categories, it is the poorest overall who will feel more aggrieved at the cuts.

 

Of course, when the IFS became public over its concerns, we were told that the government: "fundamentally disagree with the IFS" and that it's findings were "complete nonsense." It's amazing to think that George Osborne once described the IFS as a: "credible independent voice on the public finances, taxation and public spending." How times change eh?

 

I do doubt the speed at which these cuts are being made. I also think that while a lot of the cuts are needed, the Conservatives have also used the economic climate as an excuse to fulfil a deep rooted desire to disrupt the welfare state in all of it's forms. When the chancellor announced the plans, the Tory MPs were shouting for more. For more?! These are cuts that will adversely affect the poorest and most vulnerable. Cuts which Cameron pretends he hates having to make.... yet his backbenchers couldn't get enough!

Warning: Freemen of the Land Operate here. Think twice before accepting 'legal advice'.

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Oh, and as for who caused this... Spending under Labour was reckless. This was made worse by the banking crisis. The banking crisis was, to be fair, international.

 

Also, in the interest of fairness, the bail out of the banks was followed by Europe and the US. A leading economist praised the action, stating that Brown and Darling "may have shown us the way through this crisis."

Warning: Freemen of the Land Operate here. Think twice before accepting 'legal advice'.

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Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Ok its time for my fourpenny worth on this. I do find it intersting that Fred gets all idignant when somebody accused him of being a bigot, and then implies that anyone who doesnt vote tory is a "trot". As someone who falls into that category can I now get on the moral high ground?

 

It is intersting how the government are now discrediting the IFS now they have pointed out something that the majority of people in this country know to be true and that is that the cuts will affect the poorest portion of society. It is intersting to note that the winner of the nobel prize for economics has stated what Labour have been saying. http://www.mirror.co.uk/news/top-stories/2010/10/24/george-osborne-has-exaggerated-and-it-could-cost-us-1-million-jobs-115875-22654755/

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Don't get me on governmental history - one of my old 'sidelines'.... whichever government in power manipulates figures and people to suit its own agenda, hidden or otherwise (and agenda is used in the plural here in its true Latin form)

 

Class, structure and the status quo are all relative depending on which sector and which side of the fence you are in.

 

The silliest thing is them cutting jobs in the public sector waiting for the private sector to soak up the people at a minimal wage - and where is the money going into the private sector (it isn't - people cannot get loans to pay wages or keep their shops open) and where are the private sector jobs - being cut because they cannot be sustained now the fat cats have lost out in the property stakes.

 

Rant over for today.

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Maggie Thatcher caused the destruction the british manufacturing sector for all time, she, almost, caused the annihilation of the Royal Navy down in the Falklands and gave away the PUBLICLY owned social housing stocks so desperately needed today.

 

 

Oh yes.... didn't she just?! Even though I was much younger at the time, I still found myself wondering if the ridiculously expensive move to bed & breakfast was more about teaching the little people a lesson while their much-needed social housing was being flogged for peanuts. The world has been a bleak place ever since, IMO.... and unemployment figures have been massaged for years; to hide the true cost of those on Income Support and disability allowances which conveniently for our Gov., have never been included in official stats....

 

 

I do doubt the speed at which these cuts are being made. I also think that while a lot of the cuts are needed, the Conservatives have also used the economic climate as an excuse to fulfil a deep rooted desire to disrupt the welfare state in all of it's forms. When the chancellor announced the plans, the Tory MPs were shouting for more. For more?! These are cuts that will adversely affect the poorest and most vulnerable. Cuts which Cameron pretends he hates having to make.... yet his backbenchers couldn't get enough!

 

Absolutely..... the Benefits bill has risen more than they'd like but because our Iron Lady slashed manufacturing and helped create a non-profit making service industry instead (by comparison), jobs are no longer available in the way they once were, so people have no choice but to survive in any way they can.

 

I'm sure the Gov. already get this fact but can't possibly admit to it so instead we have to suffer from a modern kind of social discourse that tries to tell people that education is the way forward. Yes... just educate yourselves first folks and all those lovely jobs you've dreamed about will just ping into existence! Failing that, you could always get yourselves onto celeb TV and sing your way to riches..... it's so easy!! :mad2: Such are the ridiculous messages that have been peddled out for the past few years.

 

Don't get me on governmental history - one of my old 'sidelines'.... whichever government in power manipulates figures and people to suit its own agenda, hidden or otherwise (and agenda is used in the plural here in its true Latin form)

 

 

Yes.... see above...

Edited by PriorityOne
typo
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As i said earlier neither political party has a brilliant record in dealing with the country's finances. Every 15 years or so we swing from one to the other and each party decides to undo or redo everthing the previous government does whilst blaming them for leaving a mess to deal with.

 

Whether you are Tory, Labour or Monster Raving Loony Party, these cuts are going to affect the poorest of society. I am not stupid and because of my (soon to be rendundant) current employment, it is more than obvious that we as a country cannot sustain the level at which benefits are paid. As I have said in other posts on this forum, the social welfare system was supposed to be a security blanket, but there is an underclass in society now that expect to be supported solely by benefits and there are generations of children who have grown up not seeing one or both parents going to work.

 

Whilst I agree we cannot go on as we are I do feel the cuts are aimed at just one end of the scale and that millions if not billions would be saved if the government looked into tax evasion. As I mentioned before, the 500,000 public sector workers who are going to lose their livelyhoods are not the fat cats in whitehall earning five figure salaries who dont seem to do anything productive, it will be the lowest paid and most productive. As an insider i know and have seen waste in the public sector, it is there however because of the "period of austerity" all that is being looked at now. I am sat here shivering at the moment because the heating has been turned down in an effort to lower costs. I am on a break by the way and not using my paid working time to post this. (just thought I would stress that)

 

These cuts are such a threat to the growth of the economy in so many ways. Making more people unemployed and reliant on benefits is just the tip if the iceberg, this will have a knock on effect for the rest of society. The vital services that these people provide will probably end up being sold to the lowest bidder and then we will get the service that a private company feels we can afford.

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Ok its time for my fourpenny worth on this. I do find it intersting that Fred gets all idignant when somebody accused him of being a bigot, and then implies that anyone who doesnt vote tory is a "trot". As someone who falls into that category can I now get on the moral high ground? /[/url]

 

Woody, I think that's fairly mild in comparison to "tory ******". Anyway, when somebody insults me like that I feel that I should be allowed some lattitude to respond.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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