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    • Can you ask your GP to get a second opinion on the NHS?  (I ought to know because I'm a retired NHS manager, but worked in mental health where x-rays didn't really feature very much(!).)   Your GP may be reluctant for various reasons but you've got nothing to lose by asking.  Might be difficult if there's only one consultant in that specialty locally.   If that is a non-starter, you could ask your GP for a private referral if any of the relevant specialists run private clinics.  Your son'll get seen quicker and an initial private consultation shouldn't cost more than about a couple of hundred quid.  Then take it from there.   (Emphasise to your GP what your real concerns are and why you have them - even if it's just "I looked it up on the internet and it looks like this which can lead to serious complications.  What do you think?  I'm really worried...")   EDIT:  Just looked on my local NHS Clinical Commissioning Group website and searched for "second opinion" but nothing comes up...  I thought you were entitled to one - you'll have to ask your GP.  Or look on your own CCG site.  Oh - despite being a NHS manager I have paid to see a consultant privately.  £150 well spent - if you can afford it... which I appreciate not everyone can.
    • dont think they are even allowed to offer settlement by instalments, they are not creditors.   read the letter carefully and understand what it doesn't actually say....like the word WILL anywhere.   they,  a DCA, can't recommend anything and their client most certainly wouldn't have disclosed anything to a powerless DCA about what their solicitors might or might not have said to them. and ofcourse a solicitor is in no position whatsoever to suggest to their client they get back to the DCA and tell the DCA to tell you their client will accept instalments!   the letter is a load of ole BS that is concocted by the dca without any input or knowledge of their client nor their clients solicitor...   dx      
    • The paediatric orthopaedic consultant at the fracture clinic told us today that he believes it is just a sprain behind the knee. I'm concerned my GP will say something along the lines of, 'you have seen a consultant, he says it will heal in 2 to 3 weeks, you don't know more than him!', or something like that. It's just that I believe I can clearly see a fracture. And as there was no fall or hard knock, only a very tightly streched knee bending at an angle behind, with a load. I figured that the temdon must have pulled some bone up. And thats the injury I found online. I totally take on board what you are saying. You are correct. I guess I'll see what my GP says tomorrow, hopefully she allows me to email the images, if she doesent have access to them already. Thanks again
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    • UK house prices are predicted to fall but a report spells out why property may remain out of reach. View the full article
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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We'll never know what Labour would have done though because the great Gordon refused to tell us during the election. We only know what they say now, which is easy as they don't have to do it, and that it was them that dropped us in the sh*t in the first place.


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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The mistake was to neglect and negate the importance of keeping manufacturing and more exporting in this country and turning us more into a financial services industry in another Government. One thing also is to encourage philanthropists to help with overseas aid. We need to be more self sufficient now as the world has got smaller and rightly so from a moral point of view, not use cheap labour in other countries to make other countries wealthy.

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so from a moral point of view, not use cheap labour in other countries to make other countries wealthy.

 

Or use cheap labour from other countries to keep our own population out of work?


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Exactly, another point immigration. I know, employ more of us to control the borders!

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Fred, you have a job and a decent income, shut up. Pay your debts and be off...

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"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

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Well you can probably class me as one of the victims of the cuts. Came into work this morning and found that management are asking for voluntary redundancies! It is by no means attractive and will not be enough to keep the wolf from the door for very long and I will no doubt be joining 500,000 others on an already saturated job market!

 

It doesnt matter what your politics are or who you blame for the cuts as they are all as bad as each other but to be honest 500,000 tax payers being made redundant on the the cheap, then claiming benefits is not going to help the current situation.


Advice given is my opinion only, I am not a legal or financial expert (far from it).

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We'll never know what Labour would have done though because the great Gordon refused to tell us during the election. We only know what they say now, which is easy as they don't have to do it, and that it was them that dropped us in the sh*t in the first place.

 

Was it?

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i RECKON IT WAS THE ARMOUR PLATED BANKERS WHO ALWAYS SEEM TO COME OFF BEST

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The financial meltdown is down to the people who have enough money to hide their taxable assets. They should be charged with fraud and be made to pay all their ill-gotten gains and back taxes! Of course this will never happen... they're the people in charge now :roll:


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Was it?

 

Yes.


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Fred, you have a job and a decent income, shut up. Pay your debts and be off...

 

Things are OK at the moment BB but I'm not immune to what is happening. I work for a defence contractor and Mrs Bassett in the public sector so who knows? Everyone is worried. Your statement, although I'm sure made in jest, is just a microcosm of what's happening nationally now - we're paying off the debts incurred by Gordon Brown and we all have to suffer.


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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To a point I agree, the working and middle classes are not immune to what is going off. I don't think the Con-Dems or their "Chums" are going to be feeling the pinch any time soon. Even during this "economic slowdown" the top 100 richest all got richer, and this is at a time where the poorest are getting poorer. If the richest 5% all paid the taxes they should, there would be no deficit.


If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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Things are OK at the moment BB but I'm not immune to what is happening. I work for a defence contractor and Mrs Bassett in the public sector so who knows? Everyone is worried. Your statement, although I'm sure made in jest, is just a microcosm of what's happening nationally now - we're paying off the debts incurred by Gordon Brown and we all have to suffer.

 

Always respected you Fred, and always will. I remember a thread not so long back, which caused a lot of (heated) debate. If the s**t that is happening now (which was foretold by many) was Labours fault, then two wrongs don't make a right. Nobody (and I mean NOBODY), voted for a coalition government. If there happened to be a General Election tomorrow.....Labour (for all their faults), would be back in (FACT).


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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PS. I didn't vote Labour last time.8-)


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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If there happened to be a General Election tomorrow.....Labour (for all their faults)' date=' would be back in (FACT).[/quote']

 

You may be right SOD'EM, but Labour too would have to deal with this problem. The difference is that they would pussyfoot around whilst this lot are tackling it head on. I must admit I too feel a bit nervous about the scale of it all and don't have the faintest idea how it's going to end up. I just wouldn't have any trust in Labour to sort this out.


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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More than a fair point Fred. I think we should ask Barack Obama to come over and help.

 

 

Wayne Rooney for PM:lol:


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Yes.

 

Do you take the Daily Mail per chance?

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I dont think this is about party politics, at the root of it all you have a two party system that swings from one to the other however the gap between the policies is becoming smaller and if it wasnt for the fact that they are supposed to be diametrically opposed we may as well call them Conlab or Labcon or *rseholes, even the Liberal democrats who were supposed to be the sensible middle ground are going along with all this in order to power share, however the illusion of shared power is degrading at the edges and it is being seen for what it is really which is vote for what we want and we will make you look like a viable political party.

 

To swing from one to the other has been our lot since the second world war. Neither party has had a clean record when it has come to the countries finances however my argument is that at the moment, the austerity that is being introduced is too hard hitting and far from improving the country's finances, it is going to cause a double dip. Less people working, paying taxes, spending their earnings and more people on benefit...how can that possibly help an already dire situation?


Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Neither party has had a clean record when it has come to the countries finances however my argument is that at the moment, the austerity that is being introduced is too hard hitting and far from improving the country's finances, it is going to cause a double dip. Less people working, paying taxes, spending their earnings and more people on benefit...how can that possibly help an already dire situation?

 

This is a very good point indeed.

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My husband was called into the managers office on tuesday and given his letter of redundency,he works in constuction.

 

Yesterday i came across this.............are we being lied to?

To prove this, straight from the horse’s mouth, page 17 of the full Treasury report (para 1.15) states:

Even after these spending cuts, total public spending (Total Managed Expenditure) in 2014-15 will be higher in real terms than in 2008-09. At 41 per cent of GDP, this will be around the same level of public spending as in 2006-07. Spending on public services in 2014-15 will be higher than 2006-07 levels in real terms.

Repeat after me: “total public spending (Total Managed Expenditure) in 2014-15 will be higher in real terms than in 2008-09″. How do they get away with this? “Even after these spending cuts, total public spending … will be higher “. By any real world definition, these cannot be cuts.

I don't completely understand economics.........but this seems very clear to me.

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To swing from one to the other has been our lot since the second world war. Neither party has had a clean record when it has come to the countries finances however my argument is that at the moment, the austerity that is being introduced is too hard hitting and far from improving the country's finances, it is going to cause a double dip. Less people working, paying taxes, spending their earnings and more people on benefit...how can that possibly help an already dire situation?

 

The Conservative Government has never been about helping the working class. In their eyes, People with money deserve it (even if most of them have not earned it), and should keep it or even grow it. regardless of what happens to the majority of people.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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The Conservative Government has never been about helping the working class. In their eyes' date=' People with money deserve it (even if most of them have not earned it), and should keep it or even grow it. regardless of what happens to the majority of people.[/quote']

 

I agree however the Labour party were no better in the way they were trying to be all things to all people. They realised that they were unelectable if they stayed firm to their socialist roots so tried to be more like the conservatives. Nulabour was really as viable as the spin they put on it. I like so many others woke with real enthusiasm they day Blair won the election in 1997 but I have to be honest since then my support for Labour has all but dried up...however nothing and I mean nothing would provoke me into voting conservative.

 

I just think that Labour and Conservative were both going to make these swinging cuts I just think there would have been a little more spin on the labour flavour!


Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Where have you all been these last years??. This deficit was caused by Gordon Brown propping up the totally incompetent banking industry to stop everyone’s world from collapsing around their ears!. By pouring money into industry to stop the inevitable collapse of companies thus creating massive unemployment and reducing interest rates in order to slash the cost of your mortgages in order to keep you in your homes!. This tactic was adopted by every other country in the so called free world with various twists to suit those countries. Alistair Darling also warned us that there would be a price to pay but that would not be paid until the economy was back on a firm footing because to rush into the wrong actions too soon would inevitably push us back into a recession and if you check back you will see that his predictions for growth are pretty well on track.. Before the last election many of us who had suffered at the hands of the ****** tories, and some of us are still paying, tried to warn you about the dangers of putting these cretins back into power. There were many other areas that gormless george and dopey dave could have tackled without firstly creating a rage, amongst their supporters and other braindeads, against anyone who needs help from the benefit system. If the payment of housing beneift is so disgraceful why does gormless george claim £23,500 a year in mortgage interest and his mate dopey dave £20,500 a year for properties that they rarely visit and charge us for the expense of running those properties when they themselves don't use them. Multiply this by 650 and that amounts to a great saving. Why not initiate a massive house building programme using the available labour thus creating jobs, reducing homelessness and bringing in taxes to help with the cost?. Why not stop paying all those people who, like the rats they are, left this country shouting how rotten it is but retaining their passports, just in case - eg Spain last year and still drawing pensions and benefits from this rotten country. Why not make paying taxes compulsory and making avoidance illegal as well as evasion. Why not a windfall tax on estate agents and homeowners who, whilst now name calling Labour, sat on their arses and saw their home increase by 4 and 5 times the greatest rate of increase in history,, all unearned income!. There were many other ways of attacking the deficit other than attacking the poor, weak and defenceless but then that is the measure of your average tory, witness the obscene cheering from those tossers in the commons. Why not tax the media to the hilt because they create the most trouble in this country folowing the maxim " don't let the truth spoil a good story!" ( anyone read any apologies to Tony Blair re: the " murder " of Dr. Kelly?? ). As for those who, apparently get their ideas from the media I feel sorry for you if you cannot work it out for yourself and you need someone to lead you by the nose!. Over to Fred the Bigot...............

 

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Where have you all been these last years??. This deficit was caused by Gordon Brown propping up the totally incompetent banking industry to stop everyone’s world from collapsing around their ears!. By pouring money into industry to stop the inevitable collapse of companies thus creating massive unemployment and reducing interest rates in order to slash the cost of your mortgages in order to keep you in your homes!. This tactic was adopted by every other country in the so called free world with various twists to suit those countries. Alistair Darling also warned us that there would be a price to pay but that would not be paid until the economy was back on a firm footing because to rush into the wrong actions too soon would inevitably push us back into a recession and if you check back you will see that his predictions for growth are pretty well on track.. Before the last election many of us who had suffered at the hands of the ****** tories, and some of us are still paying, tried to warn you about the dangers of putting these cretins back into power. There were many other areas that gormless george and dopey dave could have tackled without firstly creating a rage, amongst their supporters and other braindeads, against anyone who needs help from the benefit system. If the payment of housing beneift is so disgraceful why does gormless george claim £23,500 a year in mortgage interest and his mate dopey dave £20,500 a year for properties that they rarely visit and charge us for the expense of running those properties when they themselves don't use them. Multiply this by 650 and that amounts to a great saving. Why not initiate a massive house building programme using the available labour thus creating jobs, reducing homelessness and bringing in taxes to help with the cost?. Why not stop paying all those people who, like the rats they are, left this country shouting how rotten it is but retaining their passports, just in case - eg Spain last year and still drawing pensions and benefits from this rotten country. Why not make paying taxes compulsory and making avoidance illegal as well as evasion. Why not a windfall tax on estate agents and homeowners who, whilst now name calling Labour, sat on their arses and saw their home increase by 4 and 5 times the greatest rate of increase in history,, all unearned income!. There were many other ways of attacking the deficit other than attacking the poor, weak and defenceless but then that is the measure of your average tory, witness the obscene cheering from those tossers in the commons. Why not tax the media to the hilt because they create the most trouble in this country folowing the maxim " don't let the truth spoil a good story!" ( anyone read any apologies to Tony Blair re: the " murder " of Dr. Kelly?? ). As for those who, apparently get their ideas from the media I feel sorry for you if you cannot work it out for yourself and you need someone to lead you by the nose!. Over to Fred the Bigot...............

 

Tough on paragraphs

 

Tough on the causes of paragraphs

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