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Abbey account closed, can I claim charges (est £3450) I'm in hardship too


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Like a fool I have not followed up my charges claim, but I really need to now, my account was closed owing them about £450 but they owe me about £3450 in charges I worked out. I am in hardship, no job/no account or credit cards (stopped paying them)


Is it still possible and whats the quickest way to sorting this out, if it takes a while I am prepared to see it thru too!


Thanks :)

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