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    • Hello everyone, recently I ordered 4 birds, 2 canaries and 2 lovebirds from a pet shop in Nottingham. When I received the birds, one of the canaries looked scruffy and had a bald spot on its back. when I asked the owner if this was normal he stated that “it is a baby and will be normal in a week” so I waited a week and I discovered it was sneezing throughout the night. I then decided to check their weight and the scruffy one was only 15 grams while the other was 26 grams. While weighing them I discovered they were covered in blood mites (small bugs that feed on blood) so I contacted him and he said I could return them but I’m unable to drive an hour to his shop so I offered to pay another delivery fee fr him to pick it up but he was ignoring me so I decided to try to treat them and bought many medicines and I cured their mute problem but now all 4 birds are sneezing, I’ve had many birds before and I’ve never had these problems so I asked him if he couldn’t please come pick them up but he kept reading my messages and ignoring me then when I called him he blocked my number so I messaged him on my other number laws showing te sale of an ill animal is prohibited and sent him proof of his false advertising (saying they were “excellent healthy birds”) proof fm their illness and he blocks me again. I feel scammed and according to the law he I is obligated to refund me for the birds and any medical expenses but I don’t know know where to report him or what to do about it. Any suggestions would  be greatly appreciated. Thank you 
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what_todo

hsbc Orchard Bank MasterCard

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hi all, over the past few weeks i keep getting e-mail to do with a Orchard Bank MasterCard that is done by hsbc.

 

does anyone anything about it?

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Hi What -to -do

 

Try googling 'Orchard Bank credit card ' ....... I think you'll find there are rumours of a [problem] on one of the websites it throws up ... I'd be very wary I think .......

 

I removed the link so that you can make your own decision on this ......:)

Edited by johnnymitch
removed google link

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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thanks johnnymitch, i only reason i ask its cus i bank with hsbc, and i am thinking it inprove my c.score its best to apply for one of there cards.

 

i have tryed cap1, and Vanquis, in the last 4-6 months and both have said no.

 

i have done a Credit "smart search" via money supermarket and its came back as poor and i do have a gold card paying the £4.95 fee monthly and marking my c.file

Edited by what_todo

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OK w_td

 

But be careful ........ their rating of 2 stars isn't good ................ and lots of reviews are critical,

 

IMHO it sounds like it was designed to trap people who have a credit rating problem .........


Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Available only in USA

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I agree with you that Orchard Bank has a lot of complaints but I use their CC for two years and didn't have any problems at all. By the way, it is the best way to improve your credit score. :-)

orchard-bank.****edconsumer.com here you will find pros and cons of dealing with Orchard Bank :humble:

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