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    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
    • and when you think there have been around 3,000 confirmed new covid cases in the last 3 days ...   The only golf club shaped recovery is going to be by the coronavirus
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
joannewoodruff04

they want to cancel my insurance

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hi my daughter took out car insurance she paid £65 deposit and set up a direct debit for the rest the 14 days are up to cancel by us but they say their goin to cancel it because we carnt provide them with a document they want and we will be left owing them a shortfall off £110 this is the story she left old insurer as it had gone up a lot so we found new one on go compare when they asked old insurer for proof ov no claims all was ok but then old insurer told them about a non fault claim and they didnt deal with the claim because it wasnt her fault and the owner ov the other car delt with it all so they dont have any deatails ov repair costs she was parked out side home wen a chap knocked on the door and said is that your car im sorry ive hit it and done some damage his insurer delt with it all they rang to set up hire car picked up mine fixed it and returned all repaid so i dont have any details ov the repair nor do my old insurer so their goin to cancel ive tryed everything in my power to solve this hitting my head on a brick wall when i filled in her details they asked had she had any claims in the last five years she ticked no because she hadnt hpoe someone can help x:-(

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Hello joannewoodruff04, welcome to the CAG.

 

Enjoy your visit, but take some time to look around the forum and understand where everything is.

 

 

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Post moved to the Insurance/Assurance Forum


Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

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Suggest that your daughter phones the Insurers and asks to speak to the complaint/customer relations department to try to resolve the problem.

 

When she arranged the new Insurance she should have declared the non fault accident claim that was dealt with by a third party Insurer. Had she done this, they would have quoted a slightly higher premium to reflect the non fault accident to her car.

 

I am sure the old company can provide a letter confirming the no claims discount. If they can, then together with a letter from your daughter explaining the details of the accident (what happended, plus how it was dealt with, I am sure her new Insurers will continue the cover.

 

Some companies can be a pain to deal with, so your daughter will have to try to penetrate the front line staff and ask to speak to someone who can resolve e.g. complaint handler/customer relations or manager.

 

A bit of advice to anyone reading this. DO NOT arrange cover online if you have had an accident or claim in the last 5 years. ALWAYS phone companies.


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This wouldn't happen to be a company with a similar name to Swindle?

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hi thanks for takin the time to advise me youve been very helpfull ive called them today and told them im getting legal advice they then told me to make a guess at wot the claim cost was i replyed dont have a clue they replied just make a guess wot a joke ha ha

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ha ha just wot we were thinking they make me sick hassle i can do with out bet they do it all the time how they expect a young teenager to deal with this like my daughter lol shes useless lol

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This wouldn't happen to be a company with a similar name to Swindle?

 

If it was Swinton, I have heard that they are having major problems. Something to do with changes that have been made within the company, which is making life very difficult for their branch staff. Lots of complaints being made about policies getting cancelled.


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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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