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peter1234

mooorcroft

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Hi

 

Moorcroft are now chasing me for a creditcard debt.

 

numerous dca have tried and given up

 

i wrote to moorcroft asking for the original cc agrrement as i have the originally supplier and numerous other DCA s i have never recieved an enforcable agreement just an application form.

 

i also wrote to moorcroft askin them to contact me via letter only, which for a cople of months they have. i have recieved a call yesterday but i refused to give security over the phone.

 

the debt hasnot been sold. All my requests for an enforceable agreement have been ignored.

 

i have not been on this site for a while and am finding it difficult to find my way around since it has changed

Any advice appreciated

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when was your last payment or us of it?

 

dx


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Have you another thread that shows the "agreement"? If so, post a link to that thread. If not, post up a redacted copy.

 

For finding your way around. Not easy when it's new but once you are familiar, it is quite good.

If you need letters go to the top of the forum and you will see a link in green saying library, click that and then go to the right of the page you arrive at and there you go


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Having looked at your other thread, I would be sending Moorclot a "bemused" letter

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency

 

I don't think it matters that they are only collecting on behalf of the OC

 

Don't try the court route to get a valid agreement either.

 

I took Cerbs advice from your other thread in that the agreement is unenforceable.

 

Have you told your partner yet?

 

If the original creditor believes what they have is enforeceable, the question to ask is "Why haven't they taken legal action"

 

Does the letters say to make payments to the OC or to the DCA?


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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hi moorcroft keep writing to discuss a reduced offer yeh right

They ask me to ring to speak to tem about payment

 

i do not ring

 

i think if they had an agreement they would have sent one

 

morrcroft is the 7th DCA to chase this

it got passed on everytime i sent a cca request letter to them

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Sending a CCA request to every DCA is costing you a quid every time. ONE CCA request was all that was needed-to the OC.

 

Send em packing with the bemused letter and then ignore them. Some other muppet will show up eventually and then you send them the bemused letter.

 

If they start legal action, they would have to produce a copy of the agreement and with what has been shown already, the courts would have a dificult job enforcing it


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Moorcr@p :lol: It's not going to go much lower than them in the DCA barrel...


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hi

 

could someone please tell me if i need to send a request to moorcroft for the original credit card agreement if i have already done so to the original creditor. moorcroft have told me that under oft guidelines i need to send one to them so they can request it from oc

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no ignore

 

the more you keep contacting them or any dca

the more markers get put on your file 'possible mug awaits'

 

 

oh and the clincher here is the 'reduced offer'

 

no dca willl do that id they knew they had a legally binding agreement.

 

 

bug-off

 

time to ignore now

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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