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ive had a basic card account since 2005, i cant have a cheque book ,or overdraft etc ....

They recently allowed me, a Visa Debit card, but wont let me upgrade my account.

I understand that the reason behind their decision, is because i have a CCJ with NATWEST,

but this was in 2004, over bank charges i wouldnt repay.

Im hoping to work from home, and i need a Bussiness Account, so can anyone advise me on how to do this please.



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Hi Ejt,


Sounds like you'll have to look elsewhere, as Barclays seem unwilling to help.


I'd try Santander (formerly Alliance and Leicester) or Halifax. Go into a branch, discuss it in person and mention the old CCJ and how and when you got it. If they say it's unlikely to be approved, don't try applying as this will possibly count against you slightly because of the CRA check that would be carried out on each application.



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