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Sainsburys 7.7% loan


MAXY44
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Sorry, but I have come to the conclusion that they are all a bunch of crooks.

 

We have applied for a £7,500 loan at 7.7% so that we could help our son in buying a secondhand car.

 

Two days after the application an agency telephoned us saying that the loan was refused but they could offer us at another (higher) rate.

 

Our household credit limit on credit cards alone is near £100,000, mortgage repayments are little considering how much money we earn and we owe £0.00 to credit cards or else.

 

First - Why didn't Sainsburys call back to tell us that the Loan was refused? Why pass our name to someone else?

 

Second - I really feel that such loans (7.7%) don't exist and banks are pushing interest rates up (HIGH) so that they can make more profits. Loans should really be at around 5% considering the current Bank of England interest rates.

 

They are really taking us to the cleaners..... :mad2: :mad2:

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