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Godebt are getting an official complaint from postggj


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All the regular caggers will know i deal in car finance threads and one of my pet hates is godebt

 

this company has no intention of ever taking anybody to court as they know the agreements are no more than lemons

 

there next bull s(&t is to issue a stat demand for bankrupcy even though they know the agreements are crap

 

i am now doiing an officiall omplaint on this companies business practice and i require the relevant departments to write to

 

the oft will just file the complaint so are a waste of time

 

ime thinking more along the lines of

 

the ministry of justice etc

 

i want action

 

ime getting rather fed up on the amount of godebt threads at the moment

 

i want this lot closed down

 

comments people

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You go and get them Postggj. Go debt are a nightmare to deal with. I have read most of the theads where you have given advice and I can't believe that Go Debt are still trying to con people into paying them money.

 

I have dealt with Go Debt myself and they are the worst DCA I have ever come across. They were collecting an old debt which I faithfully paid them on time every month yet they still sent threat letters demanding more money or they were taking me to court. Then I found CAG and sent Go Debt a CCA request. They sent me a letter pretty quickly saying they didn't have an agreement but then sent me more threat letters demanding payment or they would make me bankrupt. I waited for the 12+2 days then sent them the Account In Dispute Letter and that's when they finally gave in.

 

Go Debt need to be shut down and fast. Give them hell Postggj.

:cool::cool: Blondmusic :cool::cool:
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POSTGGJ

XX

XX

 

EMAIL XXXXX

Enquiries Centre

Office of Fair Trading

FREEPOST

London

EC4B 4AH

 

DATE 14/10/2010

 

REFERENCE

 

OFFICIAL COMPLAINT AGAINST A DEBT COLLECTION AGENCY LICENCED BY THE OFFICE OF FAIR TRADING

 

COMPANY NAME

 

GODEBT

PO BOX 371

CARDIFF CF10 3WN

 

TELL 0870 0131420

 

DEAR SIR/MADAM

 

EVEN THOUGH I HAVE NO PERSONAL DEBT ASSIGNED TO THIS COMPANY, I AM AN ADVISOR ON A CONSUMER WEB SITE.

 

I WISH TO LODGE AN OFFICIAL COMPLAINT ON THE BUSINESS PRACTICE IN THE COLECTION OF CONSUMER DEBT HANDLED BY THIS COMPANY, AND IN PERTICULAR TO ASSIGNED DEBTS TO THIS COMPANY FROM YES CAR CREDIT.

 

GODEBT WILL NEVER ISSUE A COUNTY COURT CLAIM TO RECOVER MONIES OWED, INSTEAD THEY DISH OUT STATUTORY DEMANDS FOR BANKRUPCY LIKE CONFETTI IN A VAIN ATTEMPT TO INTIMIDATE PEOPLE INTO PAYING DEBTS THAT ARE EITHER STATUTE BARRED OR THROUGH UNENFORCEABLE AGREEMENTS.

 

I MUST APPOLOGISE FOR THE TWO LETTERS ENCLOSED THAT I HAVE ADVISED PEOPLE TO SEND GODEBT. THEY ARE TOUNGE AND CHEEK, BUT IT IS THE ONLY LANGUAGE THEY SEEM TO UNDERSTAND.

 

I HAVE ALSO ENCLOSED THE REPLIES FROM GODEBT.

 

MAY I ENQUIRE WHY, DESPITE THE COMPLAINTS THE OFFICE OF FAIR TRADING IS RECEIVING ABOUT DEBT COLLECTION AGENCIES, AND IN THIS CASE GODEBT.

 

THE OFFICE OF FAIR TRADING FAILS TO ACT IN ENFORCEMENT.

 

I NEED NOT REMIND YOU THAT THE OFFICE OF FAIR TRADING GUIDE LINES IS CONTINUALY FLOUTED AND THAT THESE GUIDELINES ARE INFACT LAW.

 

THIS WILL COME UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS WHICH WAS A DIRECTIVE FROM THE EUROPEAN COURT OFJUSTICE AND BECAME UNITED KINGDOM LAW IN 2008.

 

THE CONTINUED USE OF STATUTORY DEMANDS ISSUED BY GODEBT ARE IN DIRECT VIOLATION TO THE GUIDE LINES FRROTHE OFFICE OF FAIR TRADING.

 

THIS WAS STATED BY A MR JUSTICE WARREN IN THAT HE STATED THAT THE INSOLVENCY SERVICE WAS NOT TO BE USE AS A METHOD FOR DEBT COLLECTION WHERE A BONA-FIDE DISPUTE IS IN PLACE.

 

AS YOU CAN SEE BY THE LETTERS SENT TO GODEBT DISPUTING AMOUNTS OWED, AND THERE RESPONSE LEAVES A LOT TO BE DESIRED AND AS A RESULT COMPANIES LIKE GODEEBT NEED TO BE PUT ON NOTICE WHEN THE CONSUMER CREDIT LICENCE COMES UP FOR RENEWAL.

 

THE CORRECT METHOD FOR DEBT COLLECTION IS THROUGH THE CIVIL COURTS BY WAY OF A COUNTY COURT JUDGEMENTS WHERE BY A DEBTOR HAS THE OPPERTUNIITY TO FULLY DEFEND ANY SUCH ACTION.

 

IF YOU NEED ANY FURTHER ADVICE OR CLARIFICATION ON HOW THIS COMPANY OPERATES THEN I CAN BE CONTACTED ON MY EMAIL ADDRRSS.

 

THANK YOU FOR YOUR TIME

 

YOURS SINCERELY

 

POSTGGJ

 

 

 

 

THIS IS JUST A ROUGH DRAFT TO PLAY ABOUT WITH BEFORE I SEND IT TO THE OFFICE OF FAIR TRADING

 

ANY SUGESTIONS PEOPLE

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Interesting thread this. I received a letter from GoDebt about a debt that has been in dispute for the last couple of years. 2 DCA's have already passed the matter back to the original lender but GoDebt would not listen when I told them the debt was in dispute. I got fed up with them so told them, in writing, that I was going to invoice them £30 to read and reply to their letters and add a £50 administration charge if they did not pay within 7 days. Guess what? Yes they continued writing so they now they owe me £240. They recently wrote and told me that they were not going to continue with the case and I replied that they still owed me for the invoices. They were even stupid enough to put in writing that they were in their rights to continue writing to me even though they knew the account to be in dispute-so they don't know they are required to abide by the OFT debt collection guidelines then.

Court papers are in the process of being prepared so the fun ain't over yet.

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Just remember people

 

the oft guidelines are not guidelines

 

they are infact uk law since 2008 by way of a directive from the european court of justice

 

its about time the oft realised this and start to wake up to the fact

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Just dropping to clarify...

 

OFT guidlines are just that, guidelines. However, in May 2008 the CPUTR was implemented in to UK LAW. CPUTR does cover a lot with regard to OFT guidelines and the CCA 1974, but it IS NOT a replacement appart from where certain details overide previous legislation, ie. the criminal offence bit of 30 days after the 12 + 2 failure to furnish a CCA request.

 

The implementation of the CPUTR does mean that companies with CCLs and members of a trade body, ie. DCAs are mostly members of the CSA, are now bound by OFT guidelines, their own trade guidelines and the bloody LAW :)

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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  • 1 month later...

heard anything yet this shower of s..t threatened to make me br when iwas already br recorded coversation you would not believe how they spoke to me said i would be br for 15 years if i did not pay up if these ever phone you take no crap .............................

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Hi All

 

I have just called them and asked if they are hiring? somebody is going to call me re telephone monkey, I will update as soon as I have asked the questions we want answered.

 

Mr W

recruitpic.jpgWe are a large and fast growing company with our headquarters in Cardiff. We are always looking for telephone debt collection professionals, as well as the best IT and administrative staff. As well as an excellent basic salary, you will get the chance to enjoy paid holidays, flexible working patterns, a casual clothes policy, and the opportunity to be part of an incentive scheme to further boost your earnings.

If you would like more information on current vacancies, please call William Rhodes on 029 2039 1864 to talk about career options.

Regards..Mr Worried :)

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Hi there

I'd also report them to Companies House -- this carries much more weight if you can show the company has not complied 100% with the regulations regarding operation of companies especially in regard to accounting proceedures.

 

I often read on these forums about the INCESSANT and extraordinary number of phone calls people get from DCA's. Now WHO pays for these calls -- I really can't belive that these companies would bother making 50 or so calls to an individual for a smallish debt --so another way of having a go is to report them for "dubious" and incorrect company accounts.

 

Even if they DO file proper accounts the sheer hassle will be a salatuory reminder to these scumbags that people are just waiting for the SLIGHTEST SLIP UP.

 

Cheers

jimbo

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