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vanquis repayment option plan, (PPI)

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Please can help, i am having problem with vanquis credit card and there Repayment Option Plan. I have tried to claim these back under PPI misspelling. But they have told me that it is not insurance and therefore doesn’t come under misspelling.

 

Can anyone tell if this true. Also what's the deal with trying to claim back the money? I have already written letter asking for SAR and got all the info. There have also sent me a recording of the conversation of me supposedly agreeing to this charge.

 

So I would like to know 1) if there ROP is actually PPI. 2) If not what kind of charge is this. 3) How can i get the money back

 

I would be very grateful for advice & guidance on this issue. Please can someone help.

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Hello again.

 

I see you've posted the same question again which is something we have all done. If it helps, we can merge the posts into 1 thread so that you can keep a track of things.

 

Good luck!!


Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

kennythecelt@consumeractiongroup.co.uk.

 

 

 

Thankyou Kennythecelt:)

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