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Debzjs Vs Lloyds


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Good luck!

 

:D

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 2 weeks later...

Hiya, Sorry this has probably been answered loads before - my 14 days from Lloyds is up tomorrow, but they have written to me a couple of days ago saying thank you for my letter, and they will take 14 days to respond.. Do I want their 14 days or just send them another letter asking for payment?

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Hi Debz,

 

Stick to your timeline and send the LBA - don't pay any attention to their 14 days (this is just a standard response from them). If you stick to the deadline you set then you can't go wrong.

 

Good luck. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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  • 4 weeks later...

No worries! It doesnt matter if it is late, it can only look positive in respect that you are giving them some more time to reconsider!

Best of luck

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Sent my money claim yday like I say.. Now its saying "Do you wish to enter Judgment by Default or by Admission? " under the Judgement/Start section - Do I have to do anything with this or will it deal with its self?

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No you don't need to do anything with that at the moment. I'm not entirely sure how moneyclaim works but I think that would be the way you'd go about filing a default judgement if they run out of time to acknowledge or defend your claim. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Money claim now says : Acknowledged

The Defendant is allowed a total of 28 days from the date from when they are served with the claim to reply.

Does anyone know how quickly Lloyds usually take to reply? I bet they wait 27 days dont they? lol

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HI

I filed on 28thSept was deemed served on 2nd October they aknowleged on 13th Oct and have until 30th Oct to file defence. Not heard from them yet. So yes they wait until last moment!

Good luck

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Hya Debs, you're doin ok, just take a little time to read some of our threads and you'll get the hang of Lloyds timing and tactics

Good luck

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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  • 3 weeks later...

Defence filed today 16.11.06. Money claim online now says :

 

The Defendant disputes the whole amount you have claimed. Your claim cannot proceed online and will be transferred to the appropriate court for continuation. You will receive confirmation to where the claim has been transferred to shortly.

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Debs, I'm not too familiar with online claims but that sounds standard to me, so I wouldn't worry, maybe some one else can jump in and help out ?

x

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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  • 1 month later...

Have a date for late March for court. Do I need to do anything between now and then? I know nearer the time I have to deliever my bundle to the court etc. Do I write to them between now and then and give them another chance to settle?

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no you have given them a chance to settle by your prelim and LBA , now read up on preparing for court . also read the long threads in the success forum as you will find them very helpful

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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  • 1 month later...

still no word from lloyds, I see alot of people have been contacting LLoyds solictiers the day before court date, is this recommended if I havent heard anything by then?

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