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Equifax allowing DCA's to portray themselves as Credit Card providers!


huggys boss
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Equifax have changed the layout of their online credit file recently, and not sure how legal this is.

 

My file states that I have a Cabot Credit Card, a Lowells Credit Card and a Hillesdens Credit Card.

 

The exact wording is "Credit Card from Cabot Financial (UK) Ltd", the same for the other two.

 

Wonder if I should ring and tell them I have not received my cards! 8)

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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I believe this is a direct connection to our crusade, it must be reported to OFT and ICO immediately,

If you can get me proof of this [problem] I will send to my MP straight away1

 

Brig.

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I believe this is a direct connection to our crusade, it must be reported to OFT and ICO immediately,

If you can get me proof of this [problem] I will send to my MP straight away1

 

Brig.

 

Sorry double click

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi Huggys Boss

 

Got it printed it, will send it!!!:!:

Any more let me know.

 

Brig

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Here you go Brig

 

lowellscc.jpg

 

hillesdenscc.jpg

Edited by huggys boss
major boo boo

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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cabotcc.jpg

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Share on other sites

just checked my report and i now have a BANK DEFAULT from HFO SERVICES from 05/05 and also a nice LOAN from 1st CREDIT from 11/05

very strange as iv never in my life passed a credit check for a loan pmsl nor do i bank with hfo lol

surly they cant be allowed to make info up and damage my credit file like this eh ?

 

cheers

osborne82

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Get the reports going to OFT & ICO and if you wish post up printouts and I will pass it on to my MP,this nothing more than fraud.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Get the reports going to OFT & ICO and if you wish post up printouts and I will pass it on to my MP,this nothing more than fraud.

 

sounds like a plan, hopefully more people will complain and something may be done ... i hope

 

thanks

equfax1.jpg

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Brig, has post 8 got my personal details on on your screen, dob etc, it has on mine and not on huggys, but they were showing on huggys before and not on mine!

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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refresh the page a couple of times, it'll be in your computers web cache memory.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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still on my screen, but if you can't see it it should be ok.

 

Thanks

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Have just e-mailed a couple of newspapers about the credit card [problem], sent details to MP RD.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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just cleared my cache and cookies and it seems to be behaving now 8-)

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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A thought occurred to me today while dealing with fraud, do the companies using the credit card/loan entry on Equifax have the appropriate

license to offer credit?

Perhaps a member of the site team or others with experience of this area might be able to come up with some thing on this.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Credit Card from Cabot Financial (Uk)ltd (I) /

Name

 

Date of Birth

 

Terms

0 @ £ 0 (Monthly)

Status

Defaulted

Current Balance

£

Start Balance

£ 0

Credit Limit

£ 0

Default / Delinquent Balance

£

Start Date

 

Date Updated

 

Date Last Delinquent

 

Date Satisfied

Default Date

 

Payment Amount

Previous Statement Balance

Cash Advance Amount

Number of Cash Advances During Month

Credit Limit Change

Minimum Payment?

Promotional Rate;

Payment History

This table shows how you have kept your account over time, for infomation about individual months pass your mouse cursor over the coloured block

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Credit Card from Robinson Way (I) / XXXX

Name

 

Date of Birth

 

Terms

0 @ £ 0 (Monthly)

Status

Defaulted

Current Balance

£

Start Balance

£ 0

Credit Limit

£ 0

Default / Delinquent Balance

£

Start Date

 

Date Updated

 

Date Last Delinquent

01/06

Date Satisfied

Default Date

 

Payment Amount

Previous Statement Balance

Cash Advance Amount

Number of Cash Advances During Month

Credit Limit Change

Minimum Payment?

Promotional Rate;

Payment History

This table shows how you have kept your account over time, for infomation about individual months pass your mouse cursor over the coloured block

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so you have credit cards from firms that don't issue them too rnp1966? :madgrin:

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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If the outstanding debt is from a DCA you can have it removed, just shout at the DCA :wink:

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Share on other sites

Have posed this question once before, Do these debt collection companies have the proper

licence to offer credit?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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