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    • Paypal are based out of Luxembourg and as they deal with billions of transactions, it is probably just a numbers game to them.   We see regular reports of debts owed amounting to thousands and they never appear to go beyond DCA's sending out their communications.     It must be a question of cost of collection activities versus how much they could collect in reasonable time.  The DCA's probably collect a  sufficient percentage, for the rest of the remaining debts to be written off against any tax liabilities. 
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KellyMaria

Friend lives in Spain UK debt

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Hi all, you have helped me so much and I have mentioned this to a friend who is in a similar position to myself. They had a Barclay Card Visa which they now have a debt of 10000. they have have the card for over 10 years They are being called everyday and letters have been sent from a company called Mercers, Mercers sent a Default Notice to their last known UK address although they are living and resident in Spain and the Barclay card statements are sent to the Spanish address. The UK address is their mothers address so they are quite concerned. What should they do, they do not speak to them and have not replied in writting yet.

Thank you for all your help.

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Mercers are Barclays in-house collection arm, in other words they are Barclays.

 

Their mother should send anything from Mercers back unopened & marked 'Not At This Address'.


Anthrax alert at debt collectors caused by box of doughnuts

 

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Thanks cerberusalert,

 

Should I tell them to send the letter requesting CCA ??? stating their address in Spain ???

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Should I tell them to send the letter requesting CCA ???
It would be interesting to see what they can produce yes. The banks already got their address because of the statements so it would be easy for Mercers to find it anyway.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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Hi Guys,

They sent the letter requesting the CCA to Mercers and have just received a reply from Barclays, to their Spanish address sending back the letter and the PO, requesting that they send the Barclaycard Account number so that they can trace them. Surely Barclay Card would have this as they have their address etc.

Can you advise them what to do.

Thank you so much

Kelly

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Can anyone advise on the above, would really appreciate it.

Thanks

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