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CCA / SAR - so confused :-(


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Theres so much information on this site its hard to understand where to start. I have credit card accounts for barclaycard and egg of which I want to obtain a copy of my credit agreement - do I send a CCA and SAR request at the same time or the CCA first followed by the SAR? thanks so much x

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The CCA to see if there is a credit agreement, the SAR if you want to determine what charges/PPI you can reclaim.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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cca

original creditor if it is still with them.

 

to dca if it has been passed to one.

SAM:pLOWELL DETESTER.

 

SO PROUD OF MY AVATAR,THAT TOOK ME WEEKS TO WORK OUT HOW TO GET ONE.:lol:

 

PLZ CLICK MY SCALES IF YOU LIKE WHAT I SAY.

OR IF I HAVE HELPED IN ANY WAY.:smile:

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thanks - am I also right from what I have read that most egg online applications made after 2004 will be valid? I have taken a look at my online agreement with them and all seems to be compliant in my eyes but then again I am new to all of this

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As The Consumer Credit Act 1974 (Electronic Communications) Order 2004 came into force in December 2004 any online agreements entered into prior to this date still need a signed executed credit agreement.

Electronic signatures weren't considered valid until this date and a hard copy would have been needed to have been signed.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Yes & print your name on the CCA or SAR rather than signing.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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