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Do I have a legal argument after being lied too


CatAndMouse
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Hi

 

Can anyone help with this problem, I purchased some servers/computers a couple of years ago with PCWorld finance on a lease agreement.

 

Before i sent the agreement away, i asked the following question:

 

I've signed the 3 forms required, but before I send them can you answer a question I have concerns about.

If in a worse case scenario, the business fails and I return the server, what happens regarding the balance owing?

 

 

The reply was:

 

In case, if you are unable to pay the balance you can return the system and you will get a early settlement figure at that point.

I trust this is to your satisfaction. Please send the documentation work to xxxxx and if you have any queries call me on xxxxx

 

 

Now my attempt at going self-employed failed so i contacted the finance company explaining that i'm no longer trading and would like to return the equipment, they never replied to my letter, so i phoned them and asked if they received my letter, they had and then told me that i cannot cancel the lease and return the equipment.

 

My question is do i have a legal argument as i purchased the equipment as a result of a lie, i would never have sent the agreement away, if i could not return them.

 

CAM

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Don't think the conversation you had at start will be of help. Suggest you have a good read through the agreement you entered into as you may find something there that allows the cancellation of the agreement provided you have already paid a minimum % of it and you return the goods. Some agreements state half needs to be paid to do this.

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Hi RobinWayRobinMe

 

I have sent an email to OFT, as i find it hard to believe that there is no law against this type of conduct by a finance company who lie to get you to sign on the dotted line.

 

Misleading actions and omissions

A misleading action contains false information or in some way deceives (or is likely to deceive) the average customer.

 

Regards

CAM

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