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    • More than 364,000 cases of fraud were recorded to the National Fraud Database in 2019 - the highest ever recorded View the full article
    • If its a domestic address and a normal account, thought they could only bill who is on the Tenancy agreement or Mortgage, as isn't a Tenancy in Common. if Joint tenancy and other party gone, didn't think children who have gained majority can be held liable, as not on any paperwork, apart from Electoral roll.  Is a Lodger liable?
    • Thank you so much for explaining that to me much appreciated 
    • It's not so bad then.  1250L is the standard tax code, and means he can earn £12500 pounds without paying tax, and then just pay tax on anything he earns over that amount.   Due to technically being out of work, and claiming UC, and now going back to work, the code is saying that he will pay tax on anything earned over £6500 pounds now, but it is under review and should change within the next 8-12 weeks, and if he has overpaid in the meantime, then it will be refunded via his paycheck.   The only reason for this is I am assuming that while shielding, his company did not keep him on the books.  If HMRC have got a record of him being on the books, and claiming UC, this will be them determining that he hasn't been trying to fraud the system by being paid as employed at the same time as claiming UC.  Once they clear that up, then they will correct the tax code.  So long as all his earnings and benefits all add up and they are happy then it will be back to normal.
    • Good Afternoon,   I am hoping to receive some advice regarding the below topic.   I was looking to purchase a property off-plan with a incentive attached and in order to secure this you pay a 'finder's fee'.     The fee was paid but then the property was un-mortgageable due to various reasons including the incentive being offered.   Having gone back to the agent to ask for a return of the finder's fee - they have refused saying that the incentive does not need to be disclosed and that essentially my broker is useless and I should use theirs!   Their broker also advised it would be hard to get a mortgage with the incentive disclosed which backs up what my broker has said.    This fee will now be kept on account.     I signed a form which confirms that the finders fee is non refundable - which was my error I should have checked if the property was mortgageable beforehand - however I wondered if there was anything I could do because:   The property is un-mortgageable - my broker tried all lenders including those who are happy with the incentive which was offered They have advised to withhold information which is clearly questioned in the mortgage application process   This is not a case of pulling out, this is a case that I cannot get finance and so cannot proceed.   Thanks in advance.
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
style="text-align:center;"> Please note that this topic has not had any new posts for the last 3590 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

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To be a member of the site team, can anyone tell me what training and advance knowledge one must have please. I would find it a great privelige to be able to be onboard and in a position to be able to assist.

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Essentially by invitation.

Members of the site team are people chosen because they have been helping on the forum as regular users.

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Thanks Michael. Does it take a long long time??

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Does it take a long long time??
I've no idea. Personally I wouldn't be in any rush

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One day MB.:wink:


If I have been helpful please click on my star and add a comment.

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Thank you for your answers. If you don't ask, you'll never know.

 

Best Regards

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One other thing, those that ask to be member, rarely become a member.


If I have been helpful please click on my star and add a comment.

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Rules me out then I suppose. At least I can come here as a visitor. I know that it would take a lot more experience of legal matters etc than I have at present, as I have read some of the great advice and links from the site team and I wondered where they get all of their knowledge from.

I know at the CAB you can volunteer and get trained whilst sitting in on individual cases and learning some stuff that way, but when you are not fit enough to go out a lot of the time, that makes it more difficult.

All in all, I think this is a great site and would recommend it to anyone.

Edited by redrum3wins
additional paragraph

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Hi there,

 

Most site team members get asked becuase they've been noticed helping out on the forums and have sound knowledge in certain areas. They also demonstrate sound judgement and work in a non-confrontational way. As an example I was asked due to my experience in debt advice.

 

I guess the best thing to do is to be helpful :)

 

Hope this helps!

 

Seq.

  • Confused 1

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Thanks Seq,

 

I can see exactly where you are coming from and totally agree with the arrangements. You all prove your worth on the site team. It is good to know that there is a wealth of knowledge to be had right here. Thank you all.

 

Best Regards

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Thanks Seq,

 

I can see exactly where you are coming from and totally agree with the arrangements. You all prove your worth on the site team. It is good to know that there is a wealth of knowledge to be had right here. Thank you all.

 

Best Regards

 

Thanks!

 

For the record, there have been people recruited in the past who had as few posts as you. It's all about quality over quantity!

 

Above all that, just since we are orange it doesn't mean we are any better than any other forum user. There is a HUGE wealth of knowledge on the forum, and nearly all of it is from the regular users. CAG is greater than the sum of all its parts!

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And sometimes there's mistakes made when recruiting Site Team, I've got away with it for years :p


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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