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johnselekta

Sole trader account - charges creeping up every month!! ouch

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Hi, an ex-lurker here finally joined!

 

I've been getting charged for unauthorised overdraft fees every month for about 10 months - I have a sole trader business account with HSBC. The first month, the fees were only around £25, currently its costing me around 117/month to run my account, and I'm skint already thankyouverymuch!

 

What can I do about this?

 

I have a record of the charges, a typical month can see HSBC's charges take me from £4.00 in the black to £76.00 in the red, then next month same again only a little higher. WHERE'S IT GONNA END!

 

I'm gonna open a bog standard account with Lloyds TSB for starters, but can I claim any of this back? Its robbing me of my council tax funds which has now come to bite me in the form of bailiffs action (not got in yet though). I'm on my back financially, they are literally crippling me.

 

Any advice greatly appreciated.

 

Best,

 

John

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