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Debt in France


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I am being chased for a caravan insurance policy premium which I had assumed had lapsed last March when I took out a new policy with a UK company. When I visited the caravan (which is stored in France) in August I found that a new policy from March 2010 and letters asking for payment had been sent to the site rather than to me in the UK although we had agreed via email that all post should be sent here. I am now getting letters from a debt company for payment of 207 euros. I have looked at the old policy and translated it word for word with a French dictionary and it seems I should have given two months notice to cancel the policy otherwise it is assumed I still want it. The French agency knew I didn't speak French so I do think they should have alerted me to this. If they take me to court can it be enforced in UK? Could they seize the caravan in lieu of payment - the debt is only 207 euros. I have written to both the debt company and the agency explaining why I thought the policy had lapsed and complaining that they should have written to me in the Uk but no response apart from another letter asking for payment. Any advice please?

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Moved to Overseas Forum.

Anthrax alert at debt collectors caused by box of doughnuts

 

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If they take me to court can it be enforced in UK?
Yes there are reciprocal agreements in place between member States.
Could they seize the caravan in lieu of payment -
I would assume they would need a court order to do that the same as the UK.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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  • 8 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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