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[Mr Worried]

Hi All

 

These CLOWNS have recently came on the scene, over the last 2 weeks I have had 4 calls per day to my home and 3/4 calls to work,

 

They start their conversation as if they know you..Hello can I speak to Mr W, he is not hear, what time will he be back. I say write to him they say we have?

NO THEY HAVE NOT. I dont know what they want, but the calls are becoming a nuicence, is there a nice letter I can send them?

 

Mr W

[Deb T]

Yup, from the library section

 

http://www.consumeractiongroup.co.uk/forum/content.php?493-Harassment-by-telephone-response-letter

[Jasper1965]

 

is there a nice letter I can send them?

 

Mr W

 

 

Two letters is the least I've been able to get my views across to the cabot clowns in, "F" and "O".

[harrassed senior]

.....but do they

[Bazooka Boo]

Complain about the total eejitts!

Formal complaints go to ALL ogf these below;

OFT&TS Via:http://www.consumerdirect.gov.uk/contact

 

OfCom for breaching the communications act.

http://www.ofcom.org.uk/contact-us/

 

CSA:http://www.csaconsumers-uk.com/page/i-have-a-complaint

 

Areas of complaint:

http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1970/cukpga_19700031_en_5#pt5-l1g26

 

http://www.legislation.gov.uk/ukpga/2003/21/section/127

 

http://www.legislation.gov.uk/ukpga/1997/40/section/1

 

http://www.legislation.gov.uk/ukpga/1988/27/section/1

[Mr Worried]

Good Morning to all

 

Them CLOWNS have just called again, did not go through security but they mentioned a debt, surely that is wrong.

 

I wish I lived within distance of them, because I would be given Barry a visit in his lunch 2 hrs.

 

Mr W

[huggy41]

hi Mr Worried what we do is on all the letters that we send out we put on the bottom that all calls to my number are recorded as my right as the bill payer and may be used on youtube or other web based service that i am a member of if you do call then you are agreeing to the publication.

[Mr Worried]

Hi Huggy

 

OK so I shall write that on the back of the letter.

 

Cheers

 

 

Mr W

[Deb T]

hi Mr Worried what we do is on all the letters that we send out we put on the bottom that all calls to my number are recorded as my right as the bill payer and may be used on youtube or other web based service that i am a member of if you do call then you are agreeing to the publication.

 

 

Altogether meaningless mind...

[Mr Worried]

Update.

 

I Sent letter last week re their non stop calls, guess what they have just called my O H at work then also the house phone twice I answered and it was silence, I can handle this situation but my O H cant and she is afraid to pick up the phone as when they as for her she makes excuses, and she works within earshot of her boss.

 

What else can I do?

 

Mr W

[Deb T]

I would send them a further letter informing them that you're making a complaint to the OFT regarding their (Cabot's) tactics

 

The oft guidelines /debt collection guidance can be found here

 

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf

 

Point out to cabot under that under the guidelines section

 

2.6 a - contacting debtors at unreasonable times and at unreasonable intervals

&

2.6 - i disclosing or threatening to disclose debt details to third parties unless legally entitled to do so (assuming that the debt is in your sole name then contacting your

partner at her place of work is certainly opressive)

 

make the complaint to the OFT and continue it through, put cabot on notice of your complaint to the OFT and if possible include a reference

number from the oft complaint....

[Bazooka Boo]

You also need to make a formal complaint about the silent calls to OfCom. Have you got the number of the silent caller (1471) ?

 

http://www.ofcom.org.uk/contact-us/

 

https://stakeholders.ofcom.org.uk/tell-us/silent-calls

[Deb T]

Having said that and notwithstading Cabot's activities so far you wrote your first post asking for a letter to write on the 7th October, that was last Thursday, they would have gotten the letter say Saturday the 9th of

October and today is only Monday 11th October......give your initial letter time to land eh?

 

Update.

 

I Sent letter last week re their non stop calls, guess what they have just called my O H at work then also the house phone twice I answered and it was silence, I can handle this situation but my O H cant and she is afraid to pick up the phone as when they as for her she makes excuses, and she works within earshot of her boss.

 

What else can I do?

 

Mr W

[Mr Worried]

Hi Deb

 

I have taken the timescale into consideration, however the Clowns said they are entitled to do as they please and that their not breaking any guidelines, so allowing time to ' land ' was ruled out at 8.55pm tonight after a call requesting we contact them urgently re buisiness matter. from Mr Anderson.

 

Mr W

[Deb T]

I understand your concerns but 4 days from sending a letter of which two were a Saturday and a Sunday is not sufficient time . Cabot are slimy toads but you should still

be giving your letter a little time. Did you send it recorded? Do you know when they got it etc?

[andrew1]

This sounds like you need some of the Cabot Fan Club discipline and exocet treatment. They've just had a bill from my solicitors for over 20k for cocking -up my case so be assured you'll be in good hands.

 

Can you give us some background to this debt and a breakdown of events bit by bit.? The key to dealing with cabot is to get them on facts-they haven't a clue how to do this themselves and the devils in the detail. Tell us what the debt is, what documents you received, default notices, letters of assignments, dates of default notices in relation to the assignment, whether you have applied for a SAR and so on, then you can be talked through how to deal with their every move.

[Mr Worried]

Andrew 1

 

Thanks for that, I will upload background as soon as I have a look through files.

 

Mr W

[Mr Worried]

Hi, has anybody got the full mail addy and / or e-mail addy for the Clowns?

 

Mr W

[andrew1]

What you gonna send them - a good luck card?

[Mr Worried]

Ha Ha

 

Am going to send the letter that I sent last week agian but this time special delivery opposed to recorded, and mail them too.

 

Mr W

[Deb T]

http://www.cabotfinancial.co.uk/contact_details.htm

[Deb T]

http://www.cabotfinancial.co.uk/contact_details.htm

[foolishgirl]

Am going to send the letter that I sent last week agian but this time special delivery opposed to recorded, and mail them too.

 

Why? Waste of time & money. Put your anger to good use & follow Andrew's advice.

[Mr Worried]

Hi Foolish, I am on it, honest.

 

Mr W

[andrew1]

Hi Foolish, I am on it, honest.

 

Mr W

 

I'm pleased to hear it. everything you need to do against Cabot needs to be calculated and effective, shout at me if you want someone to shout at, then we can get on with the business of getting you out of this.

 

Write to the OFT to complain about harrassment by these people. cabot just love to know the OFT are breathing down on them or write to your local Trading Standards Office. Take a read of the OFT Guidelines on debt Collection and educate yourself into what they should be doing: http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf then tell the Oft what you think they are not doing as they should. Tell them you have written complaining but it continues, then focus on the nice bits on here....