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babybear39

BB v The Leeds Losers, experian, Freemans.com, Call credit, Moorcroft, and HBOS

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Martin, could you please amend the thread title to include Moorcroft?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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yes no problem.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Sorted.


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Update:

 

Lowell have done another search seven days AFTER they said they had contacted Experian to remove all traces!!!

 

Guess who's a little bit miffed?


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Bet your ammo bag is getting full now BB, it beggars belief that these CRA's are allowed to ride roughshod and ignore any iota of decency regarding peoples personal data, they would be top of my list to put in front of the judge, how far have you gone with their complaints procedure?


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Update:

 

Lowell have settled ammicably with an undisclosed amount and alovely bouquet and minimal fuss and stress. I am impressed with their complaints team resolutions leader who has acted quickly in this matter and 'encouraged' Experian and freemans.com to contact me as well. Experian have removed the last trace fom Lowell but I still have another issue with them.

 

I'm hoping he can get freemans.com to contact me, send me a decent apology etc. as it was their inital error.

 

I have Moorcr@p and Aktiv Kr@pitol to deal with on this one as well :!:

 

My advice when dealing with Lowell for anyone would be to escalate the complaint if the ordinary complaints staff don't satisfy.

Edited by babybear39

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Pleased to hear that this has been resolved, at least with Lowells, BB.

 

Have you considered sending a Subject Access Request to the CRA ?


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Pleased to hear that this has been resolved, at least with Lowells, BB.

 

Have you considered sending a Subject Access Request to the CRA ?

 

Am in the process of doing the same.


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Sorry for not updating this recently as it's been on hold but not forgotten. Not been well enough to deal with the stress of it plus very ill grandmother but have a bit of time now and my head appears to be functioniong some shape lol...

 

The state of play:

 

Lowells have played fair either by sheer luck or judgement so that's five issues resolved-ish.

 

Freemans.com are still being very rigid and still refuse to disclose Moorcr@p and Aktiv Kr@pital's involvement in this making three oustanding issues with freemans.com (for which there will be special treatment of because this all results from their initial errors and passing it to three DCAs!) = 5 outstanding.

 

Experian - 2 outstanding.

 

Callcredit - 1 outstanding.

 

HBOS - 1 outstanding.

 

Getting grief from the SLC as well. Should have kept my gob shut when I moaned about no DCAs to sort out lol...

 

Happy days...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Sorry to hear that things have been a bit rough recently, sick elderly relatives are very upsetting.

Good luck in resuming your battles.

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I must be getting soft in my dotage...

 

Note to self:

 

Outstanding victims ( oops DCAs/ CRas and freemans) need dealing with asap :)

  • Confused 1

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Wow. What a roller coaster. Well done you.

 

Your thread made me laugh out loud. You're an inspiration.

 

Hope your health is better.

 

Lewte xx

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Wow. What a roller coaster. Well done you.

 

Your thread made me laugh out loud. You're an inspiration.

 

Hope your health is better.

 

Lewte xx

 

Health is as good as it's going to get which is quite a relief seeing as I should be dead about five times over. This news was allegedly taken very badly by certain DCAs :)

 

CAG with it's wonderful community spirit has played a huge part in shaping my knowledge and 'inspiration'. It is my very great pleasure to give all I can back including my weird and 'wonderful' sense of humour, which, in the face of adversity, a smile, giggle and the realisation that there are people there for you is an enormous achievement of the whole of CAG :whoo:


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Email ping pong has begun with freemans. I requested the email address of thier CEO and they replied with thier geographic address which I already have. Replied to them reiterating my request...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Another identical email recieved today :!:

 

This is my reply:

 

Dear Ms XXXXXXX,

 

I do not wish to incure any further costs regarding my very serious complaint which involves breaching OFT guidlines, the CPUTR 2008, the UCPD 2005/29/EC and, but not limited to, your company's own trade code of practice.

 

Copies of your company's letters to me will be forwarded to Companies House in Cardiff because there is no address and no registered company details which, if you consult your legal department, you will find that this is also in breach of regulations.

 

I reiterate my request for email details to be supplied for communication purposes with regard to my complaint and a written copy of your formal complaints procedure which was originally requested in January.

 

Might I also draw your attention to the fact that Lowell, who were instructed on your behalf, have appologised to me and made a decent good will gesture even though they were acting on your company's instruction. Lowell have also requested that any adverse data on my credit reference files be removed and that they have asked your company to contact me directly, the last time being in May of this year.

 

I understand from telephone contact that the alleged account was also passed to Moorcroft and Aktiv Kapital before it was pased to Lowell. Please supply details of thier involvement as I have never recieved any communication from either company regarding this matter.

 

I look forward to your swift reply.

 

Regards,

 

BB


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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News

 

Debt Collection Awards winners revealed - 18/11/2010

dca10_logo.jpg

 

Credit Today can now reveal the full list of winners from last night’s record-breaking Debt Collection Awards.

 

Almost 500 professionals from across the industry took their seats at the Nottingham Belfry Hotel where nine categories were hotly contested for.

 

Winners, finalists and guests were all entertained by former Perrier Award nominee comic Terry Alderton, who continues to hold the record for the most consecutive encores at premiere comedy venue The Comedy Store.

 

In the fourth year of the Debt Collection Awards, sponsored by Mackenzie Hall, a record number of entries were shortlisted to 32 companies.

 

Credit Today would like to thank all the shortlisted companies, Gothia for providing their sponsorship of the comedian, and all the other sponsors.

 

Here is the list of winners:

 

Legal Recovery Firm of the Year

Sponsored by Rossendales

Winner: Incasso

 

DCA Manager of the Year

Sponsored by Philips & Cohen Associates

Winner: Sarah Marshall - Santander

 

Enforcement Team of the Year

Sponsored by TradePro

Winner: Marston Group

 

Tracing Team of the Year

Sponsored by Tracesmart

Winner: Cabot Financial (Europe)

 

Debt Purchaser of the Year

Sponsored by moneyvillage

Winner: Lowell Group

 

Commercial DCA of the Year

Sponsored by Charter Mercantile

Winner: Hilton-Baird Collection Services

 

Consumer DCA of the Year (turnover above £2m)

Sponsored by Cabot Financial

Winner: Apex Credit Management

 

Consumer DCA of the Year (turnover under £2m)

Sponsored by Noble Systems

Winner: The Zinc Group

 

Compliance Team of the Year

Sponsored by Lowell Group

Winner: 1st Credit

The funniest award has to go to 1st crud, IMO, allegedly... :lol:

 

And idiots inc. winning anything, appart from a huge portfolio of alleged debts (for debts please read dead ducks)!!!

 

LMFAO!!!

 

Why on earth would someone claim that award?

 

:!:


 

Find something to enjoy every day.

 

[20190624]

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Unfortunately, ill health and other very serious issues took me out of the 'game'... One such matter was a member of CAG joining a group set up, run and admin'd by me with a very simple idea, a 'back door' if you like re: IDS and Welfare reforms... The CAG member accused me of horrible things and that put the proverbial cat in the mix... The CAG member has mysteriously disappeared but continues to bad mouth me all over even questioning my qualifications, career and almost wrecking my very hard fought for reputation... No matter...

 

Leeds have reared their ugly head again and are bombarding me with letters and calls... I will start a new thread so as not to confuse issues...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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