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Reason for dispute?


BARFLY
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Hello.

 

I've just recieved a letter from a DCA admitting that they do not have a copy of a credit agreement on their files and inviting a payment proposal by return8). I had banged on to them for a month or so that they were breaching OFT guidelines by not confirming whether or not they held a copy of the agreement. They kept fobbing me off with responses to s77 - 79 requests when I hadn't made one. And then lo and behold this turns up from their comliance officer!

 

Anyway, i've declined their invitation to pay. However, I don't want them to just sell the account on to some other lowlife. Is admitting that they do not hold a copy of the credit agreement reason enough to tell them the account is in dispute and therefore they should not sell it on?

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They should return it to the OC if you put the account in dispute, but what they should and will do are two different matters.

 

Which DCA is it and did they buy the alleged debt?

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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