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gerrard14

roxburghe debt collectors

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got a letter of these today concerning a debt with wonga which i had to default due to loss of job tried to get wonga on a repayment plan but they refused to reply to my emails which was for £400 now these roxburghe are asking for £1150 which i refuse to pay i told them this in a phone call that i was willing to go to court to plead my case i also asked them how they got this figure and they said it was 400 for original loan plus 410 for the 60 days interest and 340 for something else which they say is in the agreement so i told him to take me to court and see what the judge will have to say about this extortionate money they have put on in 4 months. can anyone please advise me if this is the right thing to go by (i am willing to pay the original loan not the extra they have put on

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can anyone help me here should i go back to wonga and offer to pay original loan or see what roxburgh come up with

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wonga are indeed loan sharks,

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as i understand it these types of loans are rolled over every 30 days

 

did you agree to roll over the loan

 

your agreement is only for 30 days

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tried to but had to pay a percentage of the loan which i didnt have so i got told by wonga that i had to wait till it defaulted then would be able to make a repayment arrangement which i tried but they kept replying saying i had to ring them which i wasnt going to do eventually i got a email of them with a repayment schedule which showed the amount owed had doubled i emailed back and told them i wasnt going to be bullied into this arrangement and again offered original amount at 10 a week but got no reply now got letter of roxburgh with another 340 added on what is the next step i do any help would be appreciated

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dont talk to the dca/rox

 

send them a cca request and demand a full statement of charges

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it says in the letter please note that in the absence of payment or any valid dispute we will pursue this matter with or without your cooperation take this as they are just trying to bully me

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do the cca request and statement request

 

if they fail to co-operate then the account is in dispute and they can do sfa

 

send recorded delivery

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now got a letter from graham white solicitors demanding payment but having reading on here they are from same address and probably a [problem] to make you pay and also people have reported them and they are under investigation for there tactics do i just ignore letter as i have sent out cca but havent recieved anything back yet

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Yes just ignore them untill you get a response from your CCA request - when did you make the request?

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couple of days ago been busy at work forgot to do it earlier

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as soon as they run out of time to comply come back here and we can give you the template to the next letter to send them.

 

untill they comply with the CCA they can take no enforcement action.

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12 plus 2 working days since posting the CCA (have you checked delivery on track and trace?) If no response send the account in dispute letter.


At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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Hiya I am a newbie.

I to am having problems with Roxburghe. Could you please tell me where I can find the account in dispute letter. Apologies for jumping on your post and good luck.

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Louis

 

Link to the letter below - to be sent if a response is not received to a CCA request in 12 plus 2 working days. Can you start a new thread? Go to the Main Debt Collection Industry menu (link on top of this page) and there is a box under the 'announcements' - click and start.

 

Letter

 

http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale


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Many thanks for your help. Yes i will start a new thread. It's nice to know I am not alone when it comes to the upset/pressures of Roxburghe.

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They really are tossers.


At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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Come on, Coledog, don’t hold back – tell us what you really think!


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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:mad2:

At your Service

 

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They really are tossers.

 

You should get them to throw your ball for you CD. :-)

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Well they are!


At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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