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Mate has just got a payday loan


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Hi guys, girls

 

Recently my flatmate got a payday loan out from a company called 24 7 moneybox. I think it was something like £100 something like that. Anyway he just can't be arsed to pay it so he was wondering what will happen? They were sending him emails saying that they couldnt deduct the repayment from his bank because of insufficient funds in his account (not much wonder seeing as though he is on the dole and skint) anyway the emails have seemed to stop and we've not had any letters to our address from 24 7 moneybox. What further action will they take? A DCA? We was in the pub the other sunday and someone mentioned they could take him to court for fraud? What will happen because as of now weve heard nothing?

 

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if he said he was working and he was not when he took the loan out then yes this is fraud which is proably a criminal offence whereas not paying a debt is a civil offence.the people on this forum want to pay there debts off at an amount they can afford to pay. they are not on here to find out how they can get away without paying :mad2:

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:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

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Well on a practical level it is not enough to enable them to bankrupt him, but it sounds like he would not care anyway. Don't these types of loan have a huge rate of interest? Also it sounds like he'll be getting bank charges for bounced payments, it won't take many of those to swallow up £65.00 per week JSA.

 

I think it's more a case of what he intends to do.

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Recently my flatmate got a payday loan out from a company called 24 7 moneybox. I think it was something like £100 something like that. Anyway he just can't be arsed to pay it so he was wondering what will happen? /QUOTE]

With a little bit of luck he'll grow up, or begin to take responsibility for his immature actions, if they don't harass him to death and threaten him with some immature nonsense which scares the pair of you, maybe you will both find another teen website to discuss irrelevant nonsense on?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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