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    • Can you ask your GP to get a second opinion on the NHS?  (I ought to know because I'm a retired NHS manager, but worked in mental health where x-rays didn't really feature very much(!).)   Your GP may be reluctant for various reasons but you've got nothing to lose by asking.  Might be difficult if there's only one consultant in that specialty locally.   If that is a non-starter, you could ask your GP for a private referral if any of the relevant specialists run private clinics.  Your son'll get seen quicker and an initial private consultation shouldn't cost more than about a couple of hundred quid.  Then take it from there.   (Emphasise to your GP what your real concerns are and why you have them - even if it's just "I looked it up on the internet and it looks like this which can lead to serious complications.  What do you think?  I'm really worried...")   EDIT:  Just looked on my local NHS Clinical Commissioning Group website and searched for "second opinion" but nothing comes up...  I thought you were entitled to one - you'll have to ask your GP.  Or look on your own CCG site.  Oh - despite being a NHS manager I have paid to see a consultant privately.  £150 well spent - if you can afford it... which I appreciate not everyone can.
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xx-jules-xx

Rockwell/tessera

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I have received a letter from Rockwell Threatening that a Debt collecteor will visit my home or a court judgement/decree may be requested.

 

I checked my credit report as i wasnt sure what this was and it is on there and default date is 1 Nov 2004.

 

Can anyone advise me as to what my next course of action should be.

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When did you last make payments on this account? If it was pre November 2004 then they are trying to chase an almost stat barred debt.

 

Do not conatct them if that is the case.

 

Can you remember when you last made a payment?

Edited by huggys boss
spelling due to blondeness ;o)

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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I def havent made a payment since then. I looked back through old paperwork as I wasnt sure what this referred. It seems the last letter referring to this was in 2008 from A company called Fenton Cooper acting on behalf of Tessera. I am worried as the letter states Court Judgement/Decree may be requested.

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Hi Jules,

Thats just a scare tactic, don't lose any sleep whatsoever.

The debt is Statute Barred so therefore send the statute barred letter in the templates section.

Post any replies you get but remove your name, address, reference numbers, barcodes and full amount.

Best Wishes

Stigman


NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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thank you for the advice. I wasnt sure if they were going to obtain court judgement before 1 Nov to affect the statute barred.

Edited by xx-jules-xx
spelling

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Grrrrrrrr, they have been moving stuff again!

 

Anyway, your stat barred letter is here: http://www.consumeractiongroup.co.uk/forum/content.php?424-Statute-Barred-Letter-SCOTLAND

 

Your stat barred clock doesn't start from the date of the default, it starts from the date of YOUR LAST PAYMENT. So it is probably safe to say that it is already stat barred.


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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sorry to be pain is there a template for Statute Barred for England?

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sorry, will find it for you now. They have moved everything overnight!


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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