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demondrifter
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Moved to the Debt Collection Forum.

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Hi,

You say the default is Nov 2004?

 

 

My thinking on this is that the default is placed between 3 and 6 months AFTER the last payment so if you have made no payment nor acknowledged this debt since August (or before) 2004, this debt could well be Statute Barred already.

The Statute Barred clock starts from the cause of action-not the default (although they'll have you believe otherwise)

 

I would hold off contacting them for now and see what they try next

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  • 9 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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