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    • Can you ask your GP to get a second opinion on the NHS?  (I ought to know because I'm a retired NHS manager, but worked in mental health where x-rays didn't really feature very much(!).)   Your GP may be reluctant for various reasons but you've got nothing to lose by asking.  Might be difficult if there's only one consultant in that specialty locally.   If that is a non-starter, you could ask your GP for a private referral if any of the relevant specialists run private clinics.  Your son'll get seen quicker and an initial private consultation shouldn't cost more than about a couple of hundred quid.  Then take it from there.   (Emphasise to your GP what your real concerns are and why you have them - even if it's just "I looked it up on the internet and it looks like this which can lead to serious complications.  What do you think?  I'm really worried...")   EDIT:  Just looked on my local NHS Clinical Commissioning Group website and searched for "second opinion" but nothing comes up...  I thought you were entitled to one - you'll have to ask your GP.  Or look on your own CCG site.  Oh - despite being a NHS manager I have paid to see a consultant privately.  £150 well spent - if you can afford it... which I appreciate not everyone can.
    • dont think they are even allowed to offer settlement by instalments, they are not creditors.   read the letter carefully and understand what it doesn't actually say....like the word WILL anywhere.   they,  a DCA, can't recommend anything and their client most certainly wouldn't have disclosed anything to a powerless DCA about what their solicitors might or might not have said to them. and ofcourse a solicitor is in no position whatsoever to suggest to their client they get back to the DCA and tell the DCA to tell you their client will accept instalments!   the letter is a load of ole BS that is concocted by the dca without any input or knowledge of their client nor their clients solicitor...   dx      
    • The paediatric orthopaedic consultant at the fracture clinic told us today that he believes it is just a sprain behind the knee. I'm concerned my GP will say something along the lines of, 'you have seen a consultant, he says it will heal in 2 to 3 weeks, you don't know more than him!', or something like that. It's just that I believe I can clearly see a fracture. And as there was no fall or hard knock, only a very tightly streched knee bending at an angle behind, with a load. I figured that the temdon must have pulled some bone up. And thats the injury I found online. I totally take on board what you are saying. You are correct. I guess I'll see what my GP says tomorrow, hopefully she allows me to email the images, if she doesent have access to them already. Thanks again
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    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
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      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
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Hi does anyone here have Quick Quids Bank account details....?

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They are not based in the UK- They are American so technically they don't have any. :(

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Update: Phoned QQ tonight after paying 102 GBP default charges by Paypal, rang them to pay off full amount via Paypal, they said they do not set up paypal for un-defaulted loans. I wish to pay off the full amount my husband offered to pay off the full amount with his debit card and they refused stating that payment would only be accepted by a debit card owned by myself. They will not allow a 3rd party payment, or send me a link for the Paypal account, nor will they accept a Standing Order payment. How the HELL am I suppose to clear this if they are being so obstructive??? If dont pay by tomorrow 29/09/10 I will no doubt incur further interest and default charges, Help and advice needed urgently.... My husband has suggested that we email QQ and tell them that unless they can provide us with an adequate means of payment tomorrow that we have no further contact with QQ and be willing to go to court to show that we have attempted to pay the full amount before the due date so as not to incur further charges and DEBT to myself... If anyone has suggestions on the next step, I will be grateful. Thanks CAGGERS :x

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How are you getting on with this ?

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Update: Hi sorry its taken a long time to get back, but finally after numerous emails QQ sent through a paypal link to pay the balance off, They would not send it until the interest payment was paid. Have managed to pay most of the loans off apart from one with Minicredit (See separate thread) Have got repayment plan with Lending Stream, and one more payment with Payday Express, (They were surprisingly helpful)!! I just want to say a really big Thank you for all the support and advice the people using this site have given me, could not have coped without it. And also have made a promise to myself, my loyal supportive hubby and kids that I WILL NEVER EVER use these payday loan vultures EVER again. Thanks everyone!!

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Hi , Regarding payday express , did you call them or negotiate by email , they wont agree anything by email with myself , even though their terms say comunication can be by phone / post or email . I have offered them a payment plan but they ddont want to know unless I call them .

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Hi jfk_8, I emailed them continuously but they didnt reply, then got an automated email stating that my balance had increased again, I was so mad I picked up the phone and called them, spoke with a really helpful lady and she agreed to send me bank details so I could make payments over 2 months for the amount I had borrowed originally, without any further interest, must say though, over the past months have paid more in interest than the original loan itself by rolling it over and over, so really they had enough out of me. Try calling, its worth a try!! Let me know how you get on..

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