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Is it possible to offer Full and Final on a CCJ


Timewitch
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Hello

 

I have a CCJ against me that is about a year old. So far it has not been enforced.

I cannot afford to pay the full amount but may be able to pay some of it in part. Is it possible to offer a settlement figure and get the CCJ marked as satisfied? Or is it too late for this?

 

Many thanks for your help.

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I doubt whether they would accept a partial settlement with the CCJ being so recent & even if it were marked as satisfied it is still a major black mark on your credit file.

 

If they are not pursuing it may be wiser to keep your head down or alternatively apply to the court for a Redetermination Order which in certain circumstances is free to apply for. This will allow you to ask to pay in installments.

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