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    • Thankyou very much i will be around all day it would be appreciated Below is another attempt :     IN THE COUNTY COURT AT ***************                 CLAIM NO:**********     BETWEEN:   LOWELL PORTFOLIO I LTD CLAIMANT   and   MRS *********************** DEFENDANT   ------------------------------------------------------------------------------------------------------------------------   WITNESS STATEMENT OF ******************   ------------------------------------------------------------------------------------------------------------------------   I, ******************************************* WILL SAY as follows:   I make this Witness Statement in support of my defence in the claim.     INTRODUCTION   1. It is my understanding that the claimant is an Assignee, a buyer of defunct disputed or bad debts, which are bought on mass portfolios at a much reduced cost to the amount claimed 10p to 15p in the £1 and to which the original creditors have already written off as a capital loss and claimed against taxable income. Lowell Portfolio I Ltd issue claims to circumvent and claim the full amount of debt to maximise profit.   2. As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights. This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information). The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.   BACKGROUND 3. The Claim relates to an alleged Credit Card Agreement between the defendant and Vanquis Bank   4. Whilst it is accepted that the defendant has in the past had financial dealings with Vanquis, the defendant is unaware of what alleged debt the claimant refers, and the defendant has not entered into any contract with the Claimant.   5.The defendant made a formal written request to the Claimant for them to provide me with a copy of my Consumer Credit Agreement as entitled to do so under sections 78 of the Consumer Credit Act 1974 on the 27th August 2019 along with the standard fee of £1.00 postal order to which the defendant received a reply dated 6th September 2019 putting their account on hold whilst they tried to gather the information.   6.The defendant received a reply dated 24th October 2019 with no CCA attached other than the documents which enclosed a statement, default notice, notice of assignment from Vanquis to Lowell & a reconstituted copy of an agreement which the claimants have already provided in their witness statement dated 3rd August 2020.   7.On 15th January 2020, I received a claim form from the County Court Business Centre, Northampton, for the amount of £******. The claimant contends that the claim is for the sum of £********* in respect of monies owing under an alleged agreement with the account no ******************* pursuant to The Consumer Credit Act 1974 (CCA). Contained within the claimants particulars the claimant states that the account was subject to assignment from Vanquis to Lowell on 24 June 2015 with notice given.   CONCLUSION 8.To date no valid full true copy of the executed credit agreement or the terms and conditions have been disclosed .the claimant has no grounds on which to enforce this alleged debt.   9.The claimant disclosed various screenshots taken from the originators software of the application and also confirms on their covering letter the relative legislation The Electronic Communications Act 2000 with regards to wet signatures and the requirement of a tick box to validate the application. The screenshots are devoid of any tick box or any authenticity of IP address conformation check.   10.Therefore the claimant remains in default of my section 78 request and pursuant to section 78 6a of the CCA1974 the claimant is not entitled, while the default continues, to enforce the agreement.   11.For the above reasons the claim bought by the claimant is without merit and an abuse of the court process. It would be far more gracious and forthright for the claimant to admit that they do not have possession of the correct valid paperwork and this is an attempt to mislead and convince the court that the claimant can disclose the legal valid documents on which its claim relies on. It is therefore requested that the Claimants Claim is struck out pursuant to the above.   STATEMENT OF TRUTH   I, ************** the defendant, believe the facts stated in this witness statement are true. I understand that proceedings for contempt of Court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   Signed: …………………………………………… Print Name: ************* Dated: 4th August 2020
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SOD'EM

DHCP client has failed to start.

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I can connect to my network but have no internet access.

 

Any ideas?


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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When I put my pointer on the internet icon it says "The dependency service or group failed to start".


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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I have successfully found and deleted 40 odd infected files which have probably caused this to happen. I have run cmd sfc/scannow which found problems that it could not fix and I have also reset the wireless adaptor with cmd and that has not helped. In the network and sharing centre, network discovery is off. When I try to turn it on, I get the same message. "The dependency service or group failed to start".

 

Is everyone having a day off today?:-D

Edited by SOD'EM

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Never mind, I've fixed it:-).

 

For anyone else who has the same problem, here's how I fixed it:-

 

Run cmd as Administrator.

 

Type:

net localgroup administrators localservice /add

 

Then type:

net localgroup administrators networkservice /add

 

Then reboot.

 

 

Simples:wink:


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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LOL well done :p


If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

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I assume this was a desktop PC ?. Is it at home ?. I assume that your router was dishing out your IP addresses, if it didnt work you may be lucky and it will carry on using your previous one or may give you the 'auto' 169.... one which wont let you connect to the 'net.

 

Andy

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It's a friends laptop. I have fixed it once before when she had a virus. I done scans with Malware Bytes and Avast. They both found infected files.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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you've had virus problems on this before, right? Sounds like your machine is rooted. You probably need to reinstall Windows.


The above post constitutes my personal opinion on the facts in the post compared with my personal knowledge of the applicable legislation. I make no guarantees of its legal accuracy. If you are in doubt seek advice of a legal professional specialising in the area concerned.

 

If my post has helped you please click my scales!

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The machine seems fine now. It looks like she has been downloading some dodgy toolbars and stuff.


 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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or it's reinfecting itself. Seriously. I know how much of a ball ache reinstalling is (and I take daily backups), I wouldn't recommend it if I didn't think it might help.


The above post constitutes my personal opinion on the facts in the post compared with my personal knowledge of the applicable legislation. I make no guarantees of its legal accuracy. If you are in doubt seek advice of a legal professional specialising in the area concerned.

 

If my post has helped you please click my scales!

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:wave:

 

 

 

it's reinfecting itself

 

 

 

I have seen this in another posting :whistle: !mmmmm let me guess :nono::doh: ahh I remember :becky:

 

 

 

:wave:

 

dk

Edited by dragonkeeper
sign

:welcome::rofl::welcome:

 

 

 

 

 

[sIGPIC][/sIGPIC]

 

 

 

:tea:

 

 

 

most of my knowledge is from the school of hard knocks

 

not based on any legal background

 

As quite a lot fellow caggers state seek Legal Advice

 

 

:ranger:

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Wow, all those emoticons and no meaning. ;)


The above post constitutes my personal opinion on the facts in the post compared with my personal knowledge of the applicable legislation. I make no guarantees of its legal accuracy. If you are in doubt seek advice of a legal professional specialising in the area concerned.

 

If my post has helped you please click my scales!

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