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    • Hi   I could be wrong here so could @namedisplay please clarify if I am correct or completely wrong?   In your post#1 you mention that due to your health issues and your mental state at the time you rang the Training Room and was told it would cost and initial £200 and then £15 per month until you finished the course.   Then further in post#1 The Training Room told you you were not eligible for an extension because you hadn't completed enough of the course.   With the above I now refer Post#12 which mentions your circumstances are covered by 13 in the TTR Terms and Conditions.   What is mentioned above seems conflicting from TTR for the following:   1. IMO that money of £200 and then £15 per month (on top of original Course Fees) was them at that time agreeing to an extension as per 13 in TTR Terms and Conditions   2. Them stating you can't extend Course as not completed enough of Course is not in TTR Terms and Conditions (that I and others can see) (Note they could be referring to 15 in TTR Terms and Conditions)   Can you clarify the above and were you informed those extra costs were due to an extension of your Course.   Again I will ask did you provide the Training Room with Medical Evidence when you asked the above?   We also still need to see the Letter from Training Room Threatening Legal Action (fully redacted) which you still haven't posted?   You need to send The Training Room a Subject Access Request (SAR) asking for 'ALL DATA' that simple phrase means whatever format they hold that data in whether it be written, email, recorded phone calls etc.   They then have 30 Calendar Days to respond to your SAR Request and that Time Limit only starts once they have acknowledged your SAR Request. They can extend that Time Limit if they need to prove identity before actioning the SAR Request so be aware of that.   A SAR Request is now FREE and make sure you get Free Proof of Posting from the Post Office     Your right of access ICO.ORG.UK   Can you please make sure you answer the questions asked of Caggers to assist you    
    • I've been trying to resolve a issue with 8 PCN issued by Tyne Tunnel 2 (tt2.co.uk). Tyne Tunnel 2 is a gated toll charged tunnel to cross the River Tyne in Newcastle. We moved in recently so all a bit new to us. My dad had been using the tunnel about twice a week and he had been paying cash for the toll fee at the booths. At some point in November 2021 they had done some constructions where the gates had been closed and payments had transitioned to online methods. My dad had been oblivious to this and been on his merry way multiple times thinking that he doesn't need to pay. So he received the first PCN some where end of November which had been issue on the 26th after which point I went on alert and sorted out the online accounts and such. However the current total of fines has amounted to £255.20 and I have appealed explaining that soon as the letters were received we have resolved the issue but they insist on us paying 8 PCN. I feel it's unfair that the fine is for the same offence which we couldn't have rectified or known until we received the first PCN letter and after the first PCN we have rectified it so feel they are being bit draconic. Any advice on this matter? 
    • No need to apologise! I am extremely grateful for both your help   Gosh very good attention to detail going on here   Great thank you, i will put them back as below   Good evening to you   DEFENCE   1.     The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.     2.     Paragraph 1 is noted. It is accepted I have in the past had agreements with Lloyds TSB. I do not recall the precise details or agreement nor the claimant either, having failed to provide an agreement/account number within its particulars of claim and have therefore sought verification from the claimant.   3.     Paragraph 2 is noted but until such time the claimant can clarify the agreement account number any breach has yet to be proven.      4.     I am unaware of any legal assignment or Notice of Assignment allegedly served by either the Claimant or Lloyds TSB pursuant to the Law of Property Act 1925.   5. Paragraph 3 is denied. I am unaware of any Notice of default served.   6.     It is denied with regards to the Defendant owing any monies to the Claimant. The Claimant has failed to provide any evidence of the Agreement/Assignment/Default notice or Termination requested by CPR 31. 14.    Therefore the Claimant is put to strict proof to: a) show how the Defendant has entered into an agreement ; and b) show how the Defendant has reached the amount claimed for; and c) Show or evidence a Default Notice /Notice of Sums in Arrears, d) show how the Claimant has the legal right, either under statute or equity to issue a claim;   7.     As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.   8.     On the 5th of January 2022 I requested to The Claimants Solicitors, Mortimer Clarke by way of a CPR 31.14 copies of the documents referred to within the Claimants particulars to establish what the claim is for. Mortimer Clarke have failed to fulfil my CPR 31:14 request.   9.     On the 5th of January 2022 I made a section 78 legal request to the claimant for a copy of the Consumer Credit Agreement. The claimant has as of 27/01/22 failed to comply.   10.  By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • std letter the court send simply telling you the claimant has 28 days to do 'something' else the claim get autostayed.   go read a goof few 10's of PCN claimform threads.    
    • Update. I get the feeling they will try and take me all the way. Just have to wait and see. court letter..pdf
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And those threads are still gone, for which, were important to me. I at least want to know why.. still. Miserable git with-a-wine-in-me I am. :sad:

 

I would have to agree. People take time out to contribute to threads. To have this 'work' deleted for some vague reason is not on.

 

Dare I say, that this site has a core membership of adults - therefore we should all be able to discuss topics which are controversial. All members here should also be able to decide if they should call it a day and unsubscribe from the thread - rather than running to a mod every time someone disagrees with them...

Warning: Freemen of the Land Operate here. Think twice before accepting 'legal advice'.

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LOL CG. :lol:
You got it then lol :lol:

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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Aye, MM. Think we're talking to ourselves though. It wouldn't be so hard to implement, would it? Or would it be like taking the sign of the lollipop lady. I hate saying these sarcastic things, but people (ST) will be eternal mutes and refuse to engage in this forum, and that may be for a bloomin' plethora of reasons. I still think a good leader is required to manage this, and not be eejits about it. I know the perfect bird, but she is having to put up with it now.

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Yer, 'the place for putting peeps straight', haha :madgrin: Beatch, LOL :lol:
Thats the one lmao oh and by the way you're a poof not a puff! :lol:

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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Thanks for putting me straight!! :lol:
Jesus! even i cant work that miracle pmsl

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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I haven't seen what has been going on here, but obviously by reading this thread have been made aware of other threads being deleted. I am sure there are a number of forumites who would be only too willing to offer up their time and assistance in taking on the responsibility of 'policing' the bear garden sensibly.

A forum is essentially a debate, isn't it? I find it a bit sad that so much offence has been caused, either by the threads themselves or the removal of them. Surely the whole ethos of this place is built up of charity towards others, or at least understanding and a bit of guidance. I am in awe of the people on here who spend their free time in helping others and trying to make the world just once tip in someone's favour.

I would hate to think of anyone being put off posting in here, either for help with their problems, or for a bit of a banter in this thread.

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I don't buy the xenaphobia claims, but even if the posts were xenaphobic, isn't this the place to put people straight?

 

I can't stand xenaphobia. Or foreigners.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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It is with great sadness that I have read this thread. As a former moderator of this site, I always took the view that, as long as the post/thread did not break the law or potentially libel anyone and put the site as risk, then it was allowed to stay, whether I or anyone else liked the post or not. When in doubt, I often referred to a senior moderator. I think I deleted about 5 posts in the year I was a moderator. I spent some time away from the site during my move from Kent to the North East and, quite rightly, my moderator status was removed until I returned. When I returned to the site things had changed massively and it was not to my liking at all. Previously nearly all decisions were discussed among moderators and we ran with things by consensus. Even when Dave (co-founder) proposed that I become a moderator, he asked the advice of currently serving moderators instead of promoting me on his own authority. When I returned to the site there was a 'manager' who had considerable say in what happened above the opinion of the moderators and I was removed as a moderator as I was offline for 3 weeks. I didn't challenge it as I had already become severely disillusioned with what was happening and as a result have only visited the site a handful of times in the past 3 years.

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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My problem with all of this is that the orginal thread was titled (something along the lines of) Fry on Catholicism. When you entered the thread, Tez had set up a link to a video of the debate and it was for anyone who wished to contribute to watch and then discuss.

 

This being the case, as an adult i made the choice of whether I wanted to watch the video and then after it make any contribution to the discussion. Had I been a practicing Catholic and didnt want to have my faith questioned I would not have joined the debate and probably not watched the video. However as a strong believer in the freedom of speech and everyone's right to express themselves (within the posting rules of the forum) I would not complain about the content of a self-explanitory named thread.

 

The debate itself was whether the Church (Catholic) was a force for good in the world. This question, the debator's premises etc were around that question. Posters on the thread mostly kept the discussion in and around that debate but I am not sure where the accusation of xenaphobia can be charged because I do not remember reading anyone being xenaphobic in the thread.

 

I have to admit, I too sought out CAG in a time of great need and was helped enormously by Caggers. I help when I can on the Debt threads and enjoy giving back a bit of the support I received. I used to enjoy going into the Bear garden to have a laugh or simply to nwind and discuss things which whilst important dont necessarily come under any of the other forum threads umberellas such as the illness of my father.

 

I now feel uncomfortable posting in the Bear garden as the whole atmosphere has changed and will probably stick to helping out on the debt threads after this post.

 

I am not taking my bat and ball home, I just no longer feel comfortable being under that degree of censure in forum for lighthearted banter.

Edited by MONX

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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:lol: God its change!!!!!! but not much has........shame

DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU

If you dont it wont be here:x

 

Let battle commence!!!!!:mad:

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

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It is with great sadness that I have read this thread. As a former moderator of this site, I always took the view that, as long as the post/thread did not break the law or potentially libel anyone and put the site as risk, then it was allowed to stay, whether I or anyone else liked the post or not. When in doubt, I often referred to a senior moderator. I think I deleted about 5 posts in the year I was a moderator. I spent some time away from the site during my move from Kent to the North East and, quite rightly, my moderator status was removed until I returned. When I returned to the site things had changed massively and it was not to my liking at all. Previously nearly all decisions were discussed among moderators and we ran with things by consensus. Even when Dave (co-founder) proposed that I become a moderator, he asked the advice of currently serving moderators instead of promoting me on his own authority. When I returned to the site there was a 'manager' who had considerable say in what happened above the opinion of the moderators and I was removed as a moderator as I was offline for 3 weeks. I didn't challenge it as I had already become severely disillusioned with what was happening and as a result have only visited the site a handful of times in the past 3 years.
Well said that man! :wink:

I too suffered at the hands of this so called manager, and for what?

He's hardly ever on here anyway!

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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Thread still here then? Well, I wonder what that says about all the rules, and the "educational tools to improve understanding of the forum rules." If it wasn't so pathetic I'd start laughing. I honestly expected the thread to be pulled in the interests of fairness and equality to all other posters that have had their threads pulled. In fact I feel like I'm being discriminated against by virtue of the fact that the thread is still here ...

 

To paraphrase someone we all know: " ... as you were ... "

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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To paraphrase someone we all know: " ... as you were ... "

 

 

Lmao

I QUESTION THEREFORE I AM!! [sIGPIC][/sIGPIC]

 

Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you! :p

 

 

I have been smoke-free for 4yrs

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