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Unfair charged for cancelling Blg's and contents - none competitive after changes to policy


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Hello All,

 

I have recently added a few specified items to my Home Insurance. They have increased my premium by circ £80 a year for £3,000 worth of jewelery. This seemed way to exceessive !

 

I therefore had a ring around and got a better deal offered, £70 cheaper and better cover. The problem is that when I rang to cancel they have said I have to pay £72 in charges and fees.

 

Is there anything I can do?

 

Is there anything on the level of fees and charges for cancellation that I can use to get them to reduce this? I don't mind an admin fee, say £30, but not £70. They robbed me when they insured me and now want to rob me for going elsewhere!

 

Regards

 

Marmacc

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Nothing you can do, the cancellation terms will be in the policy. Most companies make these charges.

 

It won't just be a cancellation fee, they will also charge what are in effect, short-term rates. It won't be purely calculated on a strict pro-rata basis.

 

I would have said that adding jewellery of £3k for a premium of £80, was not an excessive amount. This would have included an admin fee for making the policy change.

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