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    • Debt charities have urged the Insolvency Service to develop stronger rules to protect customers from bad practice among IVA lead generators View the full article
    • Hi,     I'm in the process of voluntary termination of my moneybarn agreement, in accordance with secion 99(1) of the Consumer Credit Act 1974. I have returned the vehicle, it was collected by a 3rd party on behalf of MB, in driveable condition with fear wear and tear condition.  Their report states that the condition was "Average" (The options were Good, Average and Poor). I have paid more than 50% and recently, before starting the VT process spent £700 to make sure car is roadworthy (gearbox repairs). I am £880 over the 50% mark. Today I've received final billing letter estimating body repairs at over £1,300 (the bodywork is fine - peeling lacquer and alloy wheels would need refurb though). I've purchased the car at 7 years old with over 80k miles, through National Car Credit (pretty sure I've seen another topic on here about them). The car is now more than 10 years old, and I did take pictures + videos of the car before it was collected.   Now. I've had a payment holiday through April and May (which I don't dispute and will willingly cover the amount that they're asking for this payment holiday term) But however I'm not okay with covering the bodywork repairs for a car that is over 10 years old and wasn't excellent condition the day I've purchased it. It came with no service history book and only one key (on my own expense I've purchased another one and had it programmed)   No arrears on the account, no missed payments (just 2 month agreed payment holiday - between myself and MB) which I'm okay to cover. Given the car back in drive-able condition (it was very noisy the week before it was collected, hence why I've spent money on repairs) half of tank of petrol, kept tax up to the day it was collected.   Advice would be appreciated, thank you.   dx: I can't pm you as I haven't got enough posts on here, but if you'd like more details and see what has been sent and see the responses please PM me.     Thanks.
    • I am not a lawyer but I definitely think you are correct.   You will need evidence that Fast Track was not available on your way out - "Unknown reasons" sounds ominous. Do you have pictures/videos/written records to prove it?   Ryanair website states they are not responsible for you missing your flight as a result of fast track, but it doesn't say anything about not being responsible for the product they sold you not being available. Have you tried asking for a refund already?   Either way they sold you something that they did not provide - I don't see how this can be legal - and hopefully you should be able to prove it. Get written evidence that they refused to refund you (if you don't have it already) and take it straight to your card provider. (by many accounts it seems pointless to try and negotiate with Ryanair)
    • Hello everyone, recently I ordered 4 birds, 2 canaries and 2 lovebirds from a pet shop in Nottingham. When I received the birds, one of the canaries looked scruffy and had a bald spot on its back. when I asked the owner if this was normal he stated that “it is a baby and will be normal in a week” so I waited a week and I discovered it was sneezing throughout the night. I then decided to check their weight and the scruffy one was only 15 grams while the other was 26 grams. While weighing them I discovered they were covered in blood mites (small bugs that feed on blood) so I contacted him and he said I could return them but I’m unable to drive an hour to his shop so I offered to pay another delivery fee fr him to pick it up but he was ignoring me so I decided to try to treat them and bought many medicines and I cured their mute problem but now all 4 birds are sneezing, I’ve had many birds before and I’ve never had these problems so I asked him if he couldn’t please come pick them up but he kept reading my messages and ignoring me then when I called him he blocked my number so I messaged him on my other number laws showing te sale of an ill animal is prohibited and sent him proof of his false advertising (saying they were “excellent healthy birds”) proof fm their illness and he blocks me again. I feel scammed and according to the law he I is obligated to refund me for the birds and any medical expenses but I don’t know know where to report him or what to do about it. Any suggestions would  be greatly appreciated. Thank you 
    • well anyway. as its the same email then and not directed at them to pay no its not correct they have done it under gdpr etc etc.   so regarding the debt. what readings prior to this have you been sending? to prove this billing is correct or not  have regularly sent them before  and is the estimated readings higher than your actual usage. when does the debt First date back too aswell        
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
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Could you please help me.


My wife has received a parking ticket from a private company for parking over the line markings.


Whilst we do not dispute the fact that she has parked over the lines there are reasons as to why.


As she drove into the space there is to a metal barrier on the drivers side. The car is a hatchback and so has longish doors. The space next to her was empty and then another car was in the next space parked right up to the line.


She also had her mother in the car in the passenger seat and two children (one needing a buggy) in the back.


She could not park in the space to the left as the passenger would not be able to get out nor get the child out of the back on her side. She had therefore had to park over the line in order to allow the driver of the other car in the space next but one to get in and allow the drivers door to be opened on her side so she could get out and get the children out.


We have made an initial dispute and then a colleage at work referred me to this webside. I can see that I perhaps need to send a letter rather than just dispute this online.


We have so far been able to contact someone who we believe to be the landlord of the car park at the industrial estate. He has said he will ask the third party traffic company to review the photogrpahs and respond.


Any advice would be welcomed.


Thanks in advance.

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Incidentally the distance parked over the white line is the tyre width, the edge of the inside of the tyre is right next to the left hand side of the white line.

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I can tell you the outcome of your "appeal" now, "appeal denied pay up !"

As you state this is a ticket from a PPC (private parking company) then the only thing you need to do is



The ticket you have is an unenforcable invoice. Have a read of the threads on this forum to get an idea of how these PPCs work.

hello all:-)

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Hi if a private invoice not a PPC under council instruction then ignore or follow instructions in the video below.




cannot find it A to Z





Halifax :D

Paid in full £2295


MBNA:mad: 20/03/2008 settled in full out of court


Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs


Littlewoods :-D

12/08/2007 write off £1176.10 debt.


JD Williams charges refunded in full £640

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All you have is a completely unenforceable invoice.


• do not pay

• do not contact them

• ignore their junkmail

• ignore anything from their powerless debt collectors

• they will give up and go away

• they will not take you to court (where they'd lose)


It's a [problem].

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What's the name of the parking company?

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UK Parking Control Limited.


I am at work at the moment and will watch the video tonight.


Thanks for the advice so far.

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Another parking company with a name designed to fool people into thinking they are an official organization.

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Found there website where they refer to legal precendents :-


http : // worldwidewb.parkingcontrol.com/legal/


There were signs apparently in the car park, but I have yet to see these myself.


Does this change any advice given above?

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No. just keep ignoring.

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Incidentally the distance parked over the white line is the tyre width, the edge of the inside of the tyre is right next to the left hand side of the white line.


I had a similar issue with a different company. Before I knew about the [problem] I was angered that a fine could be issued on the parking between the lines basis as in my case the it was the end bay and the other side of the bay was a kerb.


Luckily, because I was angered I sought advice and found myself here and got the same advice that you will see in many other threads regarding private parking companies.


Hold your nerve and keep ignoring.



After reading many threads i've come to realise the amount of time wasted typing conditions or excuses of why the ticket should be excused or shouldn't have been issued in the first place. As statetd above, if you try to appeal the PPC will simply deny it and ask you to pay up.


Hope this helps :)

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You are under no obligation in any way, shape or form to write or speak to these people. You can completely ignore them. If they don't like it, they can try and take the driver to court. They cannot take the registered keeper to court, as there is no case against the keeper. Of course they would need to be able to prove the identity of the driver in order to sue him/her, which they can't... so they can't take that person to court. So they can't do anything. So ignore them.

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