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Can somebody check this agreement please


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I purchased a car and used the dealers in house finance to fund it.


The agreement states an APR of 46.9% but at the bottom it says 'Interest is charged at an equivalent rate of 18% pa'


I am thinking that they have got it wrong and the 46.9% APR is Actual Percentage Rate rather than Annual Percentage Rate. This would make the Annual percentage rate 18


But maybe i'm just being dumb.


Any help would be appreciated.




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