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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi,I am looking for a "subject action request letter template" that I can use


Guest nickyevans
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Guest nickyevans

:???: Does anyone have the template for a " subject action request letter" that I can use to request previous contract info from orange and the Natwest ( who have infuriatingly defaulted me) , the latter being for credit card protection non parment that I never signed up for in the first place.!

I really need to sort this, if anyone can point me in the right direction pleeease:mad2:

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top left

library tab?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Guest nickyevans

Oh my life I am getting really confused and going round and round in circles looking for a SAR letter template- I keep looking in the library, signing in and signing in keep getting redirected back to signing in or to book adverts for things I cant really afford or afford to wait for if I could afford..HELLLPPP, Ar ghhhhh someone please ?

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Head over to here and go to the section Questions on Personal Data for details on how to get your account records from Orange.

In regard to the Natwest one you'll need to write to: Data Protection Manager, Retail Markets Regulatory Risk Services, The Royal Bank of Scotland plc, Business House B, 2nd Floor East, Gogarburn, PO box 1000, Edinburgh, EH12 1HQ. A fee may be payable which I'd imagine will be around £10.

HTH

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can you tell us just what you are trying to findout from these people?

 

outline your issues with them and what you are trying to do?

is this default issues etc or are you looking at reclaiming something?

 

it might be that you actually want the cca request instead

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Guest nickyevans

Tonight/ well this morning with this advice I will sleep easier thanks so much for the time you've taken to send me these links-

REALLY BRillIANT x

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No worries.

Like dx says the more info you can provide about these default the better placed we're all are to provide a little more advice to help you out.

Remember, from now on keep everything in writing and send all correspondence by recorded delivery so you have a paper trail of it being received.

Retain all postage cost receipts so you can claim them back at some point.

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The 'library' asks me to register every time I wish to view an article, despite already registering, it also re-directs constantly back to these forums instead of opening up the article clicked on even after registering/logging in again - suggest someone take a look at it as it possibly needs fixing albeit it does say it is in the process of being created.

 

Maybe an idea would be to have a sticky in the 'Newcomer Threads' with letter templates in title - that may ease users into finding the template they need sooner rather than later. However I shall continue searching the site for templates.

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