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    • you wont get eric and that doesn't solve your problem as thats mainly to do with private parking set asides really as most judges now view PPC Backdoor CCJ with dissent and grant it regardless.    i absolutely hate link and paul burrell he built up a £1B+ empire of wealth solely by conning debtors into paying debts they mostly didn't even owe, but in this instance you are on very shaky ground.   me pers i'd not even debated it and i'd just gone for it win or bust. once you get the set aside it should be plain sailing.   but you came for advice and i can't not be truthful here.   the only otherway to better gauge you chances is to SAR Barclaycard , get everything they hold. that will show you the cards that Link will have to play with , they might well be pants.      
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Santander buy Nat West & RBS branches - possible right to off set threat


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Have noticed this in the news tonight

http://www.bbc.co.uk/news/business-11409812

 

So if you bank with one of the Santander purchased banks such as Abbey, A&L as I do and have outstanding debt to Nat West or RBS, which would include MINT credit cards and many others, be on your guard.

 

I am not 100% certain if it is possible through a take over, but if you owe money to anyone within a banking group, they have the right to offset, in other words take money from an account within the group to pay outstanding arrears and debts within that group.

 

Question time now;

So, I am a A&L customer (now Santander) but owe money to MINT (RBS) soon to be Santander. Will the off set rule apply?

 

Need to know this so I can closed A&L down and transfer everything over to my Co-op account, thats if they don't buy that as well, seems they are taking over everything

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sadly yes they can

right to offset applies to any partner banks or subs thereof

 

dx

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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yes

 

dx

please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s -  would collapse overnight.

 

DCA's view debtors as suckers, marks and mugs - that's why they will never tell you they are not bailiffs and have absolutely zero legal powers on any debt.

 

 

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Don't think so as yet

Halifax is HBOS (Halifax, Bank of Scotland group)

now all owned by Lloyds btw

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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