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Marice1 V HSBC **SETTLED AFTER WARRANT ISSUED**


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Hi all, couple of quick questions on MCOL:

1. What address did you use successfully online claim for HSBC - i am finding he system doesn't like Sheffield, S1 2US so much ??

2. What wording did you use in 'particulars of claim' ? I was thinking

"The regime of fees which have have been applied to my account by HSBC in relation to exceeding overdraft limits are unlawful as set out by the Office of Fair Trading (April 2006). I am seeking full refund of these charges taken from my bank account by HSBC."

3. If i elect to not reserve the right to claim interest, does this make a difference the weight of my claim ?

4. They gave me £100 refund for 'in view of the time i have devoted to my query as a gesture of good will.....' so should i take this off the sum i am seeking ?

thanks

mj

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hi for

no 1, i used the 8 canada square address in contact forum

no 2, you can find particulairs you can copy in angieb v hsbc

no 3, claim the interest can add quite a bit toyour claim and is not hard to work out there is a spreadsheet in template libary

no 4, yes i think you do but if a mod can confirm

lastly good luck not long now xxx

  • Confused 1

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

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  • 4 weeks later...

Hi all. Lodged my MCOL on 8 Sept, had letter from court confirming 'notice of issue' and deemed served on 13th Sept.

Haven't heard anything from HSBC, no letter or anything.

Has anyone had this ? I could call judgement through the MCOL online system now (since past 14 days) or should i wait longer ? :| Or should I be doing something more ? Hope someone can help !

Thanks, MJ

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No, don't wait any longer - get your default judgment NOW!! (I'm assuming here that the bank did not acknowledge service? If they did, they have 28 days rather than 14).

 

This way, unless the Court receives a defence before your judgment has been entered, the bank will have to pay up - or formally apply to the Court to get the judgment set aside!

 

Keep us posted!

If I've helped, please tick the scales at the bottom left of this message!

 

17th Sept: Found this site! :)

 

Lloyds TSB

 

22 Sept: Subject Access Req.

3 Nov: statements arrived. Charges calulated at:

A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)

A/c 2 - £206.11 + int of £211.07 (18.4%)

7 Nov - prelim.

3 Dec - LBA

13 Dec - £750 offered

23 Dec - £750 credited

28 Dec - rejection letter

2 March - issued

16 April - complained at court failure to forward defence

 

Halifax

 

22nd September: Subject Access Request.

4th November: No reply so LBA giving 7 days.

 

Cap One

 

22nd September: Subject Access Req.

5th October: Letter saying no record of account!

15th October: Replied telling them to try harder...

22nd October: Subject Access Req acknowledged.

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the bank hasn't acknowledged it, just all gone quiet - you are right.

will get onto default judgement now...... thanks ! just wasn't sure if that was a bit over the top to roar into that

cheers, mj

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Agreed - file for your judgment NOW !

My advise if free and is worth exactly as much as you paid for it….

 

HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514 :)

HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980 :)

MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o

FREEWAY 28th Oct ~ offered and acepted £506 :)

TSB VISA MCOL £300 - court date 27th March 2007

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Filed and now requested a warrant seeking payment in full immediately.

Have other people had to go through all this too - is has been heartening to see lots of of you out ther ehave been successful on with the perlim / LBA letters, and then some with the lodgement of the MCOL..... have others had to request judgement and warrant ? just looking for someone with some experience here as most dont seem to have ot go this far !!??

It was originally for around the £1650 mark..... what a kuffuffle !

:confused: thanks in advance for your help, marice

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Filed and now requested a warrant seeking payment in full immediately through MCOL. Never heard anything from HSBC on my initial MCOL, not even a letter, no acknowledgement in the system either.

Have other people had to go through all this too - is has been heartening to see lots of of you out there have been successful on with the perlim / LBA letters, and then some with the lodgement of the MCOL..... have others had to request judgement and warrant ? just looking for someone with some experience here as most dont seem to have ot go this far !!??

It was originally for around the £1650 mark..... what a kuffuffle !

:confused: thanks in advance for your help, marice

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hi marice, try going to the hsbc forum, click on search this thread and type in warrant. it brings up all the threads where people have discussed this issue.

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I honestly think that when the claims get to this stage, it's because you've somwhow slipped through HSBCs 'net' as it were, i don't think they let it get this far deliberatly, it's not in their interest to. I would give DG solicitors a ring and talk to them, tell them that you have now requested a judgement, i think you'll find they'll move pretty quickly.

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does this not mean that they have a ccj against them? you could mention the bit aboiut beging a proper person to hold a consumer credit liscence, sureley if they have judgements issued against them they will loose said liscence?

i knwo next week when i get to MCOL with them i will be copying a letter to their solics and to their head office address stating that i am suing them and then they cant say they didnt know and try and get judgements set aside etc.

good luck and keep us informed.

me against the abbey Paid in full (donation made)

me against the woolwich Paid in full(donation made)

me against HSBC Paid in full(donation made)

 

 

beware the scrapbooker, for she has a long memory and sharp knives :lol:

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The solicitors would simply say they haven't recieved the forms, the judge would then set the judgement aside and HSBC would pay up fast to stop the judgement being applied again.

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