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Global Debt Recovery

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Yesterday I got an EMAIL from Global Debt recovery ?!

 

"Dear Miss Me

We strongly advise you to telephone the undersigned IMMEDIATELY on receipt of this e-mail.

 

Yours sincerely, blah blah"

 

It had a reference number on it.

 

So I called the number and spoke to this guy. He was friendly. We established that it was regarding a debt from Aktiv Kapital. Who have passed it on to Global. He said that they'd BEEN INSTRUCTED to recover the debt in full (must be debt secret code for I'm trying to be scary)...

 

It's a bit suss though because they have my old postal address...:-x:-x

 

He asked for the £1188 upfront! I said that I wasn't in a position to give him money today. Silly me gave him my card details.

 

I said I could pay a certain amount at the end of the month. Do you think I should request a CCA first and cancel my card...so they can't take it out.

 

I feel a bit confused. I hope I haven't messed up!

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I said I could pay a certain amount at the end of the month. Do you think I should request a CCA first and cancel my card...so they can't take it out.
Yes and yes otherwise they'll be able to clear your account out.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Inform your bank that your card details have been compromised and get them to stop any payments which may come in on it. DO THIS IN WRITING.

 

Send the email to Trading Standards via Consumer Direct and send it to the Office of Fair Trading, it is very misleading and unclear and is against the OFT guidelines for debt collecting.

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will they make life more difficult for me if I report this to Trading Standards?

 

do I mention that they also used my old address?

 

shall I still request a CCA from them? Thanks

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I doubt that they will know what you have reported, as it is happening to them all the time.

 

If you complain online here: Consumer Direct they will take details but just use them to build up a case in general they do not handle individual cases.

 

It would depend on the type of debt with regards to the CCA route, Credit Card/Loan etc fine go ahead, but not for bank accounts and overdrafts.

 

Do not worry at all about what they may might, or could do, they are powerless once you stop talking to them on the telephone.

 

Most important, cancel your card.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

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last week I got an EMAIL from global debt recovery - it was bizarre because it's a funny way to get touch with someone about a debt. when I called them they had my old details...:mad2:

 

they guy was a bit horrid saying they need the whole amount as it's been passed on by aktiv..blah blah

 

i posted on here last week....can't attach link though :sad:

 

 

Following the advice from you kind folk on this board I sent them the CCA request letter...it was rather odd them emailing me directly and having an old address even though Aktiv have my new address.

 

I received a response from global a week later saying " that they have referred the CCA request back to Aktiv and they've put the collection on hold" is this true do you think?

 

this is from a store card debt - from topshop ages ago

 

I cancelled my card anyway...worried about them having my details...:violin:

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Yes, if they cannot get hold of your CCA then they have to put your account on hold until they do.

 

If they haven't sent you a copy within the 12+2 days then send them the account in dispute letter.


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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thanks for the response

 

so do I wait for Aktiv to get in touch? do I send the request to aktiv or global?

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Merged two threads.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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How long is it since you made any kind of payment towards this debt ? any chance it may be statute barred ? how old is the account ?....i.e. If you have not made any kind of payment towards the debt in 6 years or if there is a gap of at least 6 years (5 in Scotland) where no payment was made.....


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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Don't know what your hitting but your not posting into your thread. lol.

 

Hold on and I will find your thread and answer in there.

 

It's ok site team have merged them for you.

 

When the 12+2 days are up send the account in dispute letter to whoever you sent the CCA to.

Edited by huggys boss
confused.com

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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thanks for merging..i'm new to this site!!

 

the money due when i agreed with my card was today and of course i've just had a missed call and another EMAIL from them!!

 

I reckon that guy that is dealing with my account is possibly on commission and I very much doubt he has seen the letter that global wrote to me about my account being passed back to aktiv

:mad2:

since only received the response from global on Monday which makes me think they were so quick to hand it back to Aktiv

 

Do I reply to this email?:madgrin:

 

I think I should write a letter requesting them to not email me...any suggestions?

 

should I be concerned that global have called me today - depsite them writing to me on Monday - or do you think the different departments have missed each other?

 

cheers

 

miss me :whoo:

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If you answer the phone to them you have 2 options, either refuse to go through security and tell them to put it in writing, or if your confident enough, speak to them and point out the error or their ways.

 

WE USUALLY RECOMMEND THAT YOU NEVER SPEAK TO A DCA!

 

You can write or email them to request they stop emailing you but it probably wont do you much good.

 

You could reply to the email explaining what is going on, and request that they write to you to explain why they think they have the right to collect this alleged debt.

 

As was asked before, how long ago did you make a payment on the card?


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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I have never made a payment to global...they only contacted me last week and I cancelled the card...:lol:

 

I last made a payment to aktiv april/march this year

 

Is there anything official which prevents them from emailing?

 

do you think i should write to them with a print out of the email and to confirm that they've handed it back to aktiv?

:madgrin:

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I don't think there is anything you can do about the emails. You can either open them or ignore them.

 

Personally, I wouldn't waste my time contacting either of them. Wait until Aktiv or which ever DCA they pass it onto next gets in touch with you.


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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I have never made a payment to global...they only contacted me last week and I cancelled the card...:lol:

 

I last made a payment to aktiv april/march this year

 

Is there anything official which prevents them from emailing?

 

I would send them one final email telling them that you'll only communicate in writing and advise them that as of this email thier address will be blocked, should they have multiple address's just block those as well

 

do you think i should write to them with a print out of the email and to confirm that they've handed it back to aktiv?

:madgrin:

 

Good luck

R


[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Never thought of that Rev :!:

Blonde + hungover = Braindead.


:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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Never thought of that Rev :!:

Blonde + hungover = Braindead.

 

:lol:


[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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You could use a free version of http://www.mailwasher.net/ & bounce their emails back to them .... after you've read them ;)


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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