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    • AOS ...get it done now incase the MCOL site goes down over the W/End as it usually does and doesn't get reset till monday AM at best
    • hi Uncle, he is  still in the hotel, costs him £220 a week, all he gets is breakfast, he has tried to find somewhere else, even went to the council, said he was homeles but they did not want to know. He gets  just s the living  wage    for hourly rate, he is contracted for 45 hours, often works  lot more, the first week back  at his work he did 62 hours.   He has been looking but   most places need a bond, or a  deposit  or  a months rent up front and sometimes all 3!   he  pays £120 a month for his car, he is 60 years old
    • Could I pm you a copy of today's correspondence with the dealer dx100uk?    I'm not sure he would respond to the suggestion you have just put forth, although I do agree it is a good one...
    • he doesn't know what TS said exactly to you so don't exactly tell him.   i'd email him telling him that   I have today received a reply from trading standards regarding the issue, i now remove forthwith my offer of settlement @ £1775.   the offer of settlement is now (what you think is owed)   i give you 24hrs to settle the issue as i now have a very tight response time limit regarding TS concerning both the criminal and the consumer matters they refer to.   for want of clarity, by xxx time on xxx date, should £xxxx not appear in my bank account, legal matters may well escalate quickly and might be out of my control .          
    • Hiya cabot financial is the claimant thank you   so sprryfordsy in replying, am quite unwell at the minute and seem to be very muddle headed, will complete as requested by 16:00 tomorrow, thank you  (The documents have only been in my hands for a couple of days, letter went astray)
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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    • Ahmed Alwaheeb's firms sold cars riddled with faults – and which sometimes had government recall notices. https://www.consumeractiongroup.co.uk/topic/427369-ahmed-alwaheebs-firms-sold-cars-riddled-with-faults-%E2%80%93-and-which-sometimes-had-government-recall-notices/&do=findComment&comment=5071860
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RBS / triton - F&f letter for reduced settlement will it suffice in court as ACK of debt?


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Triton are RBS they are the in-house collection arm.

Anthrax alert at debt collectors caused by box of doughnuts

 

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Moved to Legal Forum

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Hi Cerb,

If we settled would the letter cover me and prevent them from being able to pursue or collect?

 

 

 

I would also get a letter from them once you have settled confirming the funds were received and accepted as F&F.

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If paying by cheque I would be inclined to write on the reverse something along the lines of;

By cashing this cheque it is accepted as a full & final settlement of a/c no.
& also include it in the covering letter.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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