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Can we ask for Full and Final settlement 4 months into a 6 month payment plan?!

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Hi all,


We have a payment plan set up for a credit card, interest is frozen and it had been paid each month a token £23 for several months before they put it in writing.


Its been paid now on the official plan for 4 months, could we write and make a full and final offer? its about 3k left.


Any advice much appreciated.



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Well you have nothing to lose by asking.

Who is your plan with-and who is the creditor ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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