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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • The retailer has come under fire for an advert showing motorcyclists wearing trainers and doing wheelies.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Flatmate Refuses To Pay Mobile Contract


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I am in the unfortunate situtation that my flatmate owes me money. I stupidly agreed to sign up for a mobile phone contract and give him the phone, with him paying me the £30 a month. Now he's moved out and is refusingto give me any more money, what rights do I have, if any?

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Well, the phone and number are both yours. Unfortunatly you also have the liability of paying the bills, and if you don't your credit file will get fried.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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923 Finchley Road London NW11 7PE

 

 

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Hi debbie,

 

I suppose you could take him to the small claims court, a verbal contract in place. You might have witnesses to the arrangement. http://en.wikipedia.org/wiki/Verbal_contract

 

http://www.hmcourts-service.gov.uk/

 

Before any legal action, send him a Letter Before Action. Give a deadline and payment method. Give 14 days. Send it recorded, that might just do the trick.

Let us know how you get on.

 

The other thing you could consider doing is to contact his mum/dad, maybe they can talk to him.

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You may need to write it up to experience if he's not interested in keeping his side of the arrangement. Do remember, if there is a default, it goes on YOUR credit file, not his. If there is a minimum term still to be completed on the contract, you have this liability too, so you need to take control of the situation and mitigate your potential loss.

 

First, contact the network and tell them you no longer have the handset, can they please arrange for it to be barred and a replacement SIM card sent to you. Once this is done, you can put the SIM in a replacement handset and take over the useage you agreed to. To prevent calls destined from ytour former friend, ask the network to renumber the SIM, as this will ensure the previous number will stay dead and the 'pal' have no idea what you are doing. You can also ask the network when your minimum commitmernt ends, and note this to cancel 30 days from this, should you want to.

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I stupidly agreed to sign up for a mobile phone contract and give him the phone, with him paying me the £30 a month.

 

Just a thought. Was there any reason he couldn't take out the phone contract himself?

 

I think the advice offered by Busby is the best way to go, at least he shouldn't be able to continue using a phone that you are paying for. Buy your own "unblocked" phone and stick the sim in that.

 

If for any reason you are not able to go down this route, I would contact your "friend" and tell him that if he doesn't return the phone you will report him to the police. You gave him the use of a phone which is in your name and if refuses to return "your property," technically he may be guilty of theft.

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I wonder if the network will block the IMEI of the phone in question (that would turn it into a brick)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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LOL yeah... I was skimming, looking specificly for the word "IMEI" (it was late :p)

 

The other thing you could consider doing is to contact his mum/dad, maybe they can talk to him.

Assuming it's a young 'un... some older people still do nasty tricks like this, and take advantage of friendships!

 

I think we're a distance away from talking court action though, however the usual CAG advice should apply. Keep correspondance in writing, keep letters polite and assertive. Explain that you require the phone returning, or payment in full for the contract, or you will take further action. The action I'd choose over small claims court is exactly what Buzby posted.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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